Wells Fargo Everyday Checking

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About Wells Fargo Checking Accounts

The Wells Fargo Everyday Checking from Wells Fargo is one of the top-rated Checking Accounts options evaluated on MoneyCompared, earning an overall product score of 8.7/10. Accessible branch and mobile checking account featuring Extra Day Grace Period, Early Payday direct deposit up to 2 days early, and 11,000+ Wells Fargo ATMs.

Key highlights include 0.01% APY, a fee structure of $10 Monthly Fee ($0 w/ $500 Daily Balance, $500 Direct Deposit, or Age 17-24), and $300 Checking Bonus with $1,000+ Direct Deposits. Accounts are backed by FDIC Insured up to $250,000 and supported by Wells Fargo's 4.8 / 5.0-rated digital banking experience.

Features

Annual Fee $10 Monthly Fee ($0 w/ $500 Daily Balance, $500 Direct Deposit, or Age 17-24)
Regular APR / Rate 0.01% APY
Intro Offer / Welcome Bonus $300 Checking Bonus with $1,000+ Direct Deposits
Savings APY / AER Extra Day Grace Period + Early Payday + 4,300+ Branches
Minimum Deposit $25 Minimum Opening Deposit
Foreign Transaction Fee 3% Foreign Transaction Fee
Deposit Insurance FDIC Insured up to $250,000
Mobile App Rating 4.8 / 5.0
Overall Rating 8.7 / 10

About Product

  • Annual / Monthly Fee: $10 Monthly Fee ($0 w/ $500 Daily Balance, $500 Direct Deposit, or Age 17-24)
  • APR / APY Rate: 0.01% APY
  • Intro Offer / Bonus: $300 Checking Bonus with $1,000+ Direct Deposits
  • Key Benefits: Extra Day Grace Period + Early Payday + 4,300+ Branches
  • Minimum Requirement: $25 Minimum Opening Deposit
  • Foreign Transaction Fee: 3% Foreign Transaction Fee
  • Protection: FDIC Insured up to $250,000

Pros

  • Rate / APR / APY: 0.01% APY
  • Fee Structure: $10 Monthly Fee ($0 w/ $500 Daily Balance, $500 Direct Deposit, or Age 17-24)
  • Welcome Offer / Benefit: $300 Checking Bonus with $1,000+ Direct Deposits
  • Rewards & Highlights: Extra Day Grace Period + Early Payday + 4,300+ Branches

Cons

  • Minimum Requirement: $25 Minimum Opening Deposit
  • Subject to Wells Fargo eligibility and account terms

Ready to check your rate for Wells Fargo Everyday Checking?

Visit the official Wells Fargo website to view current terms, eligibility, and apply online.

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