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Alliant Credit Union High-Rate Savings

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About Alliant Credit Union High-Yield Savings

The Alliant Credit Union High-Rate Savings from Alliant Credit Union is one of the top-rated High-Yield Savings options evaluated on MoneyCompared, earning an overall product score of 9.1/10. Consistently high-yielding credit union savings account with $0 monthly fee (with eStatements) and up to 19 supplemental savings sub-accounts.

Key highlights include 3.10% APY, a fee structure of $0 Monthly Fee (with eStatements), and Alliant Pays Your $5 Initial Membership Share Deposit. Accounts are backed by NCUA Insured up to $250,000 and supported by Alliant Credit Union's 4.8 / 5.0-rated digital banking experience.

Features

Annual Fee	$0 Monthly Fee (with eStatements)
Regular APR / Rate	3.10% APY
Intro Offer / Welcome Bonus	Alliant Pays Your $5 Initial Membership Share Deposit
Savings APY / AER	3.10% APY + ATM Card Access at 80,000+ Surcharge-Free ATMs
Minimum Deposit	$0 Minimum to Open ($100 for APY)
Foreign Transaction Fee	N/A (Savings Account)
Deposit Insurance	NCUA Insured up to $250,000
Mobile App Rating	4.8 / 5.0
Overall Rating	9.1 / 10

About Product

Annual / Monthly Fee: $0 Monthly Fee (with eStatements)
APR / APY Rate: 3.10% APY
Intro Offer / Bonus: Alliant Pays Your $5 Initial Membership Share Deposit
Key Benefits: 3.10% APY + ATM Card Access at 80,000+ Surcharge-Free ATMs
Minimum Requirement: $0 Minimum to Open ($100 for APY)
Foreign Transaction Fee: N/A (Savings Account)
Protection: NCUA Insured up to $250,000

Pros

Rate / APR / APY: 3.10% APY
Fee Structure: $0 Monthly Fee (with eStatements)
Welcome Offer / Benefit: Alliant Pays Your $5 Initial Membership Share Deposit
Rewards & Highlights: 3.10% APY + ATM Card Access at 80,000+ Surcharge-Free ATMs

Cons