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American Express Business Blueprint Checking

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About American Express Business Banking

The American Express Business Blueprint Checking from American Express is one of the top-rated Business Banking options evaluated on MoneyCompared, earning an overall product score of 9.6/10. High-yield digital business checking account paying 1.30% APY on balances up to $500,000 with $0 monthly maintenance fees and Membership Rewards debit earning.

Key highlights include 1.30% APY on Balances up to $500,000, a fee structure of $0 Monthly Maintenance Fee, and 30,000 Membership Rewards Points Welcome Bonus. Accounts are backed by FDIC Insured up to $250,000 and supported by American Express's 4.9 / 5.0-rated digital banking experience.

Features

Annual Fee	$0 Monthly Maintenance Fee
Regular APR / Rate	1.30% APY on Balances up to $500,000
Intro Offer / Welcome Bonus	30,000 Membership Rewards Points Welcome Bonus
Savings APY / AER	1.30% APY + Earn 1x Membership Rewards Point per $2 on Business Debit
Minimum Deposit	$0 Minimum Balance
Foreign Transaction Fee	2.7% Foreign Debit Fee
Deposit Insurance	FDIC Insured up to $250,000
Mobile App Rating	4.9 / 5.0
Overall Rating	9.6 / 10

About Product

Annual / Monthly Fee: $0 Monthly Maintenance Fee
APR / APY Rate: 1.30% APY on Balances up to $500,000
Intro Offer / Bonus: 30,000 Membership Rewards Points Welcome Bonus
Key Benefits: 1.30% APY + Earn 1x Membership Rewards Point per $2 on Business Debit
Minimum Requirement: $0 Minimum Balance
Foreign Transaction Fee: 2.7% Foreign Debit Fee
Protection: FDIC Insured up to $250,000

Pros

Rate / APR / APY: 1.30% APY on Balances up to $500,000
Fee Structure: $0 Monthly Maintenance Fee
Welcome Offer / Benefit: 30,000 Membership Rewards Points Welcome Bonus
Rewards & Highlights: 1.30% APY + Earn 1x Membership Rewards Point per $2 on Business Debit

Cons