Chase Ink Business Preferred Credit Card

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About Chase Business Banking

The Chase Ink Business Preferred Credit Card from Chase is one of the top-rated Business Banking options evaluated on MoneyCompared, earning an overall product score of 9.8/10. Premier small business rewards card earning 3x Ultimate Rewards points on up to $150,000/yr in travel, shipping, internet/phone, and social/search ad spend.

Key highlights include 21.24% - 26.24% Variable APR, a fee structure of $95 Annual Fee ($0 Employee Cards), and 90,000 Bonus Ultimate Rewards Points ($1,125 Value via Chase Travel). Accounts are backed by Cell Phone Protection up to $1,000/Claim + Primary Rental CDW and supported by Chase's 4.9 / 5.0-rated digital banking experience.

Features

Annual Fee $95 Annual Fee ($0 Employee Cards)
Regular APR / Rate 21.24% - 26.24% Variable APR
Intro Offer / Welcome Bonus 90,000 Bonus Ultimate Rewards Points ($1,125 Value via Chase Travel)
Savings APY / AER 3x Travel, Shipping, Ad Spend & Telecom (up to $150k/yr) + 1:1 Transfers
Minimum Deposit $0 Minimum
Foreign Transaction Fee $0 (None)
Deposit Insurance Cell Phone Protection up to $1,000/Claim + Primary Rental CDW
Mobile App Rating 4.9 / 5.0
Overall Rating 9.8 / 10

About Product

  • Annual / Monthly Fee: $95 Annual Fee ($0 Employee Cards)
  • APR / APY Rate: 21.24% - 26.24% Variable APR
  • Intro Offer / Bonus: 90,000 Bonus Ultimate Rewards Points ($1,125 Value via Chase Travel)
  • Key Benefits: 3x Travel, Shipping, Ad Spend & Telecom (up to $150k/yr) + 1:1 Transfers
  • Minimum Requirement: $0 Minimum
  • Foreign Transaction Fee: $0 (None)
  • Protection: Cell Phone Protection up to $1,000/Claim + Primary Rental CDW

Pros

  • Rate / APR / APY: 21.24% - 26.24% Variable APR
  • Fee Structure: $95 Annual Fee ($0 Employee Cards)
  • Welcome Offer / Benefit: 90,000 Bonus Ultimate Rewards Points ($1,125 Value via Chase Travel)
  • Rewards & Highlights: 3x Travel, Shipping, Ad Spend & Telecom (up to $150k/yr) + 1:1 Transfers

Cons

  • Minimum Requirement: $0 Minimum
  • Subject to Chase eligibility and account terms

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