Mercury Business Checking, Savings & Treasury

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About Mercury Business Banking

The Mercury Business Checking, Savings & Treasury from Mercury is one of the top-rated Business Banking options evaluated on MoneyCompared, earning an overall product score of 9.7/10. Mercury is the gold-standard financial stack for 200,000+ U.S. startups, e-commerce brands, and SMBs, providing $0-fee business checking and savings with up to $5M FDIC sweep insurance (via Choice Financial Group & Column N.A.), free domestic and USD international wires, Mercury Treasury (~4.96% yield), and the IO Corporate Card (1.5% cashback).
Key highlights include Up to 4.96% Net Yield on Mercury Treasury, a fee structure of $0 Monthly Fee & $0 Wire Fees, and $250 Cash Bonus after depositing $10,000 within 90 days via partner link.

Features

Annual Fee $0 Monthly Fee & $0 Wire Fees
Regular APR / Rate Up to 4.96% Net Yield on Mercury Treasury
Intro Offer / Welcome Bonus $250 Cash Bonus after depositing $10,000 within 90 days via partner link
Savings APY / AER Up to $5M FDIC insurance sweep + free domestic & USD international wires
Minimum Deposit $0 Minimum Deposit
Foreign Transaction Fee $0 (None)
Deposit Insurance FDIC / NCUA Insured ($250k+)
Mobile App Rating 4.8 / 5.0
Overall Rating 9.7 / 10

About Product

  • Annual / Monthly Fee: $0 Monthly Fee & $0 Wire Fees
  • APR / APY Rate: Up to 4.96% Net Yield on Mercury Treasury
  • Intro Offer / Bonus: $250 Cash Bonus after depositing $10,000 within 90 days via partner link
  • Key Benefits: Up to $5M FDIC insurance sweep + free domestic & USD international wires
  • Minimum Requirement: $0 Minimum Deposit
  • Institution: Mercury (San Francisco, CA, USA)

Pros

  • Rate / APY / APR: Up to 4.96% Net Yield on Mercury Treasury
  • Fee Structure: $0 Monthly Fee & $0 Wire Fees
  • Welcome Offer / Highlight: $250 Cash Bonus after depositing $10,000 within 90 days via partner link
  • Key Perks: Up to $5M FDIC insurance sweep + free domestic & USD international wires

Cons

  • Minimum Requirement: $0 Minimum Deposit
  • Subject to Mercury credit or account eligibility terms

Ready to check your rate for Mercury Business Checking, Savings & Treasury?

Visit the official Mercury website to view current terms, eligibility, and apply online.

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