Bluevine Business Checking

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About Bluevine Business Banking

The Bluevine Business Checking from Bluevine is one of the top-rated Business Banking options evaluated on MoneyCompared, earning an overall product score of 9.6/10. Bluevine is the #1 high-yield business checking platform for U.S. small and medium businesses, offering up to 3.70% APY on business checking balances, up to $3M in FDIC insurance via Coastal Community Bank sweep networks, fast Business Lines of Credit up to $250,000, and the Bluevine Business Cashback Mastercard.
Key highlights include 2.00% - 3.70% APY on Business Balances, a fee structure of $0 Monthly Fee (Standard Plan), and Up to $3M FDIC coverage + 5 automated sub-accounts.

Features

Annual Fee $0 Monthly Fee (Standard Plan)
Regular APR / Rate 2.00% - 3.70% APY on Business Balances
Intro Offer / Welcome Bonus Up to $3M FDIC coverage + 5 automated sub-accounts
Savings APY / AER Unlimited free ACH, checkbooks & QuickBooks/Xero sync
Minimum Deposit $0 Minimum Opening Deposit
Foreign Transaction Fee $0 (None)
Deposit Insurance FDIC / NCUA Insured ($250k+)
Mobile App Rating 4.8 / 5.0
Overall Rating 9.6 / 10

About Product

  • Annual / Monthly Fee: $0 Monthly Fee (Standard Plan)
  • APR / APY Rate: 2.00% - 3.70% APY on Business Balances
  • Intro Offer / Bonus: Up to $3M FDIC coverage + 5 automated sub-accounts
  • Key Benefits: Unlimited free ACH, checkbooks & QuickBooks/Xero sync
  • Minimum Requirement: $0 Minimum Opening Deposit
  • Institution: Bluevine (Redwood City, CA, USA)

Pros

  • Rate / APY / APR: 2.00% - 3.70% APY on Business Balances
  • Fee Structure: $0 Monthly Fee (Standard Plan)
  • Welcome Offer / Highlight: Up to $3M FDIC coverage + 5 automated sub-accounts
  • Key Perks: Unlimited free ACH, checkbooks & QuickBooks/Xero sync

Cons

  • Minimum Requirement: $0 Minimum Opening Deposit
  • Subject to Bluevine credit or account eligibility terms

Ready to check your rate for Bluevine Business Checking?

Visit the official Bluevine website to view current terms, eligibility, and apply online.

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