Blue Cash Preferred Card from American Express

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About American Express Credit Cards

The Blue Cash Preferred Card from American Express from American Express is one of the top-rated Credit Cards options evaluated on MoneyCompared, earning an overall product score of 8.8/10. Market-leading household cash back card earning 6% cash back at U.S. supermarkets (up to $6,000/yr), 6% on select U.S. streaming, and 3% on transit and U.S. gas stations.

Key highlights include 0% Intro APR for 12 Months, then 19.24% - 29.99%, a fee structure of $0 Intro Annual Fee Year 1, then $95, and $250 Statement Credit Welcome Bonus. Accounts are backed by Return Protection + Car Rental Loss & Damage Insurance and supported by American Express's 4.9 / 5.0-rated digital banking experience.

Features

Annual Fee $0 Intro Annual Fee Year 1, then $95
Regular APR / Rate 0% Intro APR for 12 Months, then 19.24% - 29.99%
Intro Offer / Welcome Bonus $250 Statement Credit Welcome Bonus
Savings APY / AER 6% U.S. Supermarkets & Streaming, 3% Transit & Gas
Minimum Deposit $0 Minimum
Foreign Transaction Fee 2.7% of transaction
Deposit Insurance Return Protection + Car Rental Loss & Damage Insurance
Mobile App Rating 4.9 / 5.0
Overall Rating 8.8 / 10

About Product

  • Annual / Monthly Fee: $0 Intro Annual Fee Year 1, then $95
  • APR / APY Rate: 0% Intro APR for 12 Months, then 19.24% - 29.99%
  • Intro Offer / Bonus: $250 Statement Credit Welcome Bonus
  • Key Benefits: 6% U.S. Supermarkets & Streaming, 3% Transit & Gas
  • Minimum Requirement: $0 Minimum
  • Foreign Transaction Fee: 2.7% of transaction
  • Protection: Return Protection + Car Rental Loss & Damage Insurance

Pros

  • Rate / APR / APY: 0% Intro APR for 12 Months, then 19.24% - 29.99%
  • Fee Structure: $0 Intro Annual Fee Year 1, then $95
  • Welcome Offer / Benefit: $250 Statement Credit Welcome Bonus
  • Rewards & Highlights: 6% U.S. Supermarkets & Streaming, 3% Transit & Gas

Cons

  • Minimum Requirement: $0 Minimum
  • Subject to American Express eligibility and account terms

Ready to check your rate for Blue Cash Preferred Card from American Express?

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