Chase Sapphire Preferred Card

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About Chase Credit Cards

The Chase Sapphire Preferred Card from Chase is one of the top-rated Credit Cards options evaluated on MoneyCompared, earning an overall product score of 8.6/10. Premier mid-tier travel rewards card earning 5x on travel via Chase Travel, 3x on dining, streaming, and online groceries, plus 1:1 point transfers to Hyatt, United, and Southwest.

Key highlights include 21.49% - 28.49% Variable APR, a fee structure of $95 Annual Fee ($50 Annual Hotel Credit), and 60,000 Ultimate Rewards Points ($750 Travel Value). Accounts are backed by Primary Auto Rental CDW + Trip Cancellation up to $10,000 and supported by Chase's 4.9 / 5.0-rated digital banking experience.

Features

Annual Fee $95 Annual Fee ($50 Annual Hotel Credit)
Regular APR / Rate 21.49% - 28.49% Variable APR
Intro Offer / Welcome Bonus 60,000 Ultimate Rewards Points ($750 Travel Value)
Savings APY / AER 5x Chase Travel, 3x Dining & Streaming, 2x All Travel
Minimum Deposit $0 Minimum
Foreign Transaction Fee $0 (None)
Deposit Insurance Primary Auto Rental CDW + Trip Cancellation up to $10,000
Mobile App Rating 4.9 / 5.0
Overall Rating 8.6 / 10

About Product

  • Annual / Monthly Fee: $95 Annual Fee ($50 Annual Hotel Credit)
  • APR / APY Rate: 21.49% - 28.49% Variable APR
  • Intro Offer / Bonus: 60,000 Ultimate Rewards Points ($750 Travel Value)
  • Key Benefits: 5x Chase Travel, 3x Dining & Streaming, 2x All Travel
  • Minimum Requirement: $0 Minimum
  • Foreign Transaction Fee: $0 (None)
  • Protection: Primary Auto Rental CDW + Trip Cancellation up to $10,000

Pros

  • Rate / APR / APY: 21.49% - 28.49% Variable APR
  • Fee Structure: $95 Annual Fee ($50 Annual Hotel Credit)
  • Welcome Offer / Benefit: 60,000 Ultimate Rewards Points ($750 Travel Value)
  • Rewards & Highlights: 5x Chase Travel, 3x Dining & Streaming, 2x All Travel

Cons

  • Minimum Requirement: $0 Minimum
  • Subject to Chase eligibility and account terms

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