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Citi Strata Premier Card

About Citibank Credit Cards

The Citi Strata Premier Card from Citibank is one of the top-rated Credit Cards options evaluated on MoneyCompared, earning an overall product score of 8.3/10. Well-rounded travel and everyday rewards card earning 10x on Citi Travel and 3x ThankYou points on air travel, hotels, restaurants, supermarkets, and gas/EV charging.

Key highlights include 21.24% - 29.24% Variable APR, a fee structure of $95 Annual Fee ($100 Annual Hotel Savings Benefit), and 70,000 Bonus ThankYou Points ($700 Travel Value). Accounts are backed by Trip Cancellation, Trip Delay & Lost Luggage Protection and supported by Citibank's 4.8 / 5.0-rated digital banking experience.

Features

Annual Fee	$95 Annual Fee ($100 Annual Hotel Savings Benefit)
Regular APR / Rate	21.24% - 29.24% Variable APR
Intro Offer / Welcome Bonus	70,000 Bonus ThankYou Points ($700 Travel Value)
Savings APY / AER	10x Citi Travel, 3x Air, Hotels, Dining, Supermarkets & Gas/EV
Minimum Deposit	$0 Minimum
Foreign Transaction Fee	$0 (None)
Deposit Insurance	Trip Cancellation, Trip Delay & Lost Luggage Protection
Mobile App Rating	4.8 / 5.0
Overall Rating	8.3 / 10

About Product

Annual / Monthly Fee: $95 Annual Fee ($100 Annual Hotel Savings Benefit)
APR / APY Rate: 21.24% - 29.24% Variable APR
Intro Offer / Bonus: 70,000 Bonus ThankYou Points ($700 Travel Value)
Key Benefits: 10x Citi Travel, 3x Air, Hotels, Dining, Supermarkets & Gas/EV
Minimum Requirement: $0 Minimum
Foreign Transaction Fee: $0 (None)
Protection: Trip Cancellation, Trip Delay & Lost Luggage Protection

Pros

Rate / APR / APY: 21.24% - 29.24% Variable APR
Fee Structure: $95 Annual Fee ($100 Annual Hotel Savings Benefit)
Welcome Offer / Benefit: 70,000 Bonus ThankYou Points ($700 Travel Value)
Rewards & Highlights: 10x Citi Travel, 3x Air, Hotels, Dining, Supermarkets & Gas/EV

Cons