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The Platinum Card from American Express

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About American Express Credit Cards

The The Platinum Card from American Express from American Express is one of the top-rated Credit Cards options evaluated on MoneyCompared, earning an overall product score of 8.8/10. Ultra-premium travel card unlocking Global Lounge Collection (Centurion Lounges, Delta Sky Clubs), Fine Hotels + Resorts perks, and over $1,500 in annual credits.

Key highlights include 21.24% - 29.24% Variable APR, a fee structure of $695 Annual Fee, and 80,000 Membership Rewards Points. Accounts are backed by Centurion Lounge + Cell Phone & Return Protection and supported by American Express's 4.9 / 5.0-rated digital banking experience.

Features

Annual Fee	$695 Annual Fee
Regular APR / Rate	21.24% - 29.24% Variable APR
Intro Offer / Welcome Bonus	80,000 Membership Rewards Points
Savings APY / AER	5x Flights Booked Directly & Prepaid Hotels on AmexTravel.com
Minimum Deposit	$0 Minimum
Foreign Transaction Fee	$0 (None)
Deposit Insurance	Centurion Lounge + Cell Phone & Return Protection
Mobile App Rating	4.9 / 5.0
Overall Rating	8.8 / 10

About Product

Annual / Monthly Fee: $695 Annual Fee
APR / APY Rate: 21.24% - 29.24% Variable APR
Intro Offer / Bonus: 80,000 Membership Rewards Points
Key Benefits: 5x Flights Booked Directly & Prepaid Hotels on AmexTravel.com
Minimum Requirement: $0 Minimum
Foreign Transaction Fee: $0 (None)
Protection: Centurion Lounge + Cell Phone & Return Protection

Pros

Rate / APR / APY: 21.24% - 29.24% Variable APR
Fee Structure: $695 Annual Fee
Welcome Offer / Benefit: 80,000 Membership Rewards Points
Rewards & Highlights: 5x Flights Booked Directly & Prepaid Hotels on AmexTravel.com

Cons