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Axos Bank Rewards Checking

About Axos Bank Checking Accounts

The Axos Bank Rewards Checking from Axos Bank is one of the top-rated Checking Accounts options evaluated on MoneyCompared, earning an overall product score of 9.3/10. High-yield online checking account offering tiered APY up to 3.30% on up to $50,000 plus unlimited domestic ATM fee reimbursements nationwide.

Key highlights include Up to 3.30% Tiered APY, a fee structure of $0 Monthly Maintenance Fee, $0 Overdraft Fee, and Unlimited Domestic ATM Fee Reimbursements Nationwide. Accounts are backed by FDIC Insured up to $250,000 and supported by Axos Bank's 4.8 / 5.0-rated digital banking experience.

Features

Annual Fee	$0 Monthly Maintenance Fee, $0 Overdraft Fee
Regular APR / Rate	Up to 3.30% Tiered APY
Intro Offer / Welcome Bonus	Unlimited Domestic ATM Fee Reimbursements Nationwide
Savings APY / AER	Up to 3.30% APY on first $50,000 via Direct Deposit & Activity Tiers
Minimum Deposit	$0 Minimum Balance ($50 to Open)
Foreign Transaction Fee	1% Foreign Transaction Fee
Deposit Insurance	FDIC Insured up to $250,000
Mobile App Rating	4.8 / 5.0
Overall Rating	9.3 / 10

About Product

Annual / Monthly Fee: $0 Monthly Maintenance Fee, $0 Overdraft Fee
APR / APY Rate: Up to 3.30% Tiered APY
Intro Offer / Bonus: Unlimited Domestic ATM Fee Reimbursements Nationwide
Key Benefits: Up to 3.30% APY on first $50,000 via Direct Deposit & Activity Tiers
Minimum Requirement: $0 Minimum Balance ($50 to Open)
Foreign Transaction Fee: 1% Foreign Transaction Fee
Protection: FDIC Insured up to $250,000

Pros

Rate / APR / APY: Up to 3.30% Tiered APY
Fee Structure: $0 Monthly Maintenance Fee, $0 Overdraft Fee
Welcome Offer / Benefit: Unlimited Domestic ATM Fee Reimbursements Nationwide
Rewards & Highlights: Up to 3.30% APY on first $50,000 via Direct Deposit & Activity Tiers

Cons