About BMO Checking Accounts
The BMO Smart Advantage Checking from BMO is one of the top-rated Checking Accounts options evaluated on MoneyCompared, earning an overall product score of 8.6/10. No-monthly-maintenance-fee checking account with $0 overdraft fees and access to over 40,000 fee-free BMO and Allpoint ATMs across North America.
Key highlights include 0.00% APY, a fee structure of $0 Monthly Maintenance Fee (with paperless statements), and Up to $350 New Checking Bonus with Direct Deposit. Accounts are backed by FDIC Insured up to $250,000 and supported by BMO's 4.7 / 5.0-rated digital banking experience.
