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Bread Cashback American Express Credit Card

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About Bread Financial Credit Cards

The Bread Cashback American Express Credit Card from Bread Financial is one of the top-rated Credit Cards options evaluated on MoneyCompared, earning an overall product score of 9/10. Bread Financial (NYSE: BFH, operating Comenity Capital Bank) offers the high-earning Bread Savings High-Yield Savings Account (4.90% APY), high-rate CDs with higher renewal rates, and the unlimited 2% Bread Cashback American Express Credit Card.
Key highlights include 19.99% - 29.99% Variable APR, a fee structure of $0 Annual Fee, and Unlimited 2% cashback on every purchase.

Features

Annual Fee	$0 Annual Fee
Regular APR / Rate	19.99% - 29.99% Variable APR
Intro Offer / Welcome Bonus	Unlimited 2% cashback on every purchase
Savings APY / AER	Amex Retail, Dining & Travel Entertainment perks + $0 foreign transaction fee
Minimum Deposit	$0 Security Deposit
Foreign Transaction Fee	$0 (None)
Deposit Insurance	FDIC / NCUA Insured ($250k+)
Mobile App Rating	4.8 / 5.0
Overall Rating	9 / 10

About Product

Annual / Monthly Fee: $0 Annual Fee
APR / APY Rate: 19.99% - 29.99% Variable APR
Intro Offer / Bonus: Unlimited 2% cashback on every purchase
Key Benefits: Amex Retail, Dining & Travel Entertainment perks + $0 foreign transaction fee
Minimum Requirement: $0 Security Deposit
Institution: Bread Financial (Columbus, OH, USA)

Pros

Rate / APY / APR: 19.99% - 29.99% Variable APR
Fee Structure: $0 Annual Fee
Welcome Offer / Highlight: Unlimited 2% cashback on every purchase
Key Perks: Amex Retail, Dining & Travel Entertainment perks + $0 foreign transaction fee

Cons