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Bread Savings High-Yield Savings Account

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About Bread Financial High-Yield Savings

The Bread Savings High-Yield Savings Account from Bread Financial is one of the top-rated High-Yield Savings options evaluated on MoneyCompared, earning an overall product score of 9.2/10. Bread Financial (NYSE: BFH, operating Comenity Capital Bank) offers the high-earning Bread Savings High-Yield Savings Account (4.90% APY), high-rate CDs with higher renewal rates, and the unlimited 2% Bread Cashback American Express Credit Card.
Key highlights include 4.90% APY, a fee structure of $0 Monthly Fee, and Daily compounding with up to $1M FDIC coverage per depositor.

Features

Annual Fee	$0 Monthly Fee
Regular APR / Rate	4.90% APY
Intro Offer / Welcome Bonus	Daily compounding with up to $1M FDIC coverage per depositor
Savings APY / AER	Mobile app with biometric login and fast ACH transfers
Minimum Deposit	$100 Minimum Deposit
Foreign Transaction Fee	$0 (None)
Deposit Insurance	FDIC / NCUA Insured ($250k+)
Mobile App Rating	4.8 / 5.0
Overall Rating	9.2 / 10

About Product

Annual / Monthly Fee: $0 Monthly Fee
APR / APY Rate: 4.90% APY
Intro Offer / Bonus: Daily compounding with up to $1M FDIC coverage per depositor
Key Benefits: Mobile app with biometric login and fast ACH transfers
Minimum Requirement: $100 Minimum Deposit
Institution: Bread Financial (Columbus, OH, USA)

Pros

Rate / APY / APR: 4.90% APY
Fee Structure: $0 Monthly Fee
Welcome Offer / Highlight: Daily compounding with up to $1M FDIC coverage per depositor
Key Perks: Mobile app with biometric login and fast ACH transfers

Cons