About Truist Checking Accounts
The Truist One Checking from Truist is one of the top-rated Checking Accounts options evaluated on MoneyCompared, earning an overall product score of 8.7/10. Modern relationship checking account with ZERO overdraft fees, a $100 negative balance buffer for qualifying clients, and 5 levels of relationship Loyalty Perks.
Key highlights include 0.01% APY, a fee structure of $12 Monthly Fee ($0 w/ $500 Direct Deposit, $500 Balance, or Student under 25), and $400 Truist One Checking Promo Bonus. Accounts are backed by FDIC Insured up to $250,000 and supported by Truist's 4.7 / 5.0-rated digital banking experience.