Citizens Access High-Yield Online Savings

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About Citizens Bank High-Yield Savings

The Citizens Access High-Yield Online Savings from Citizens Bank is one of the top-rated High-Yield Savings options evaluated on MoneyCompared, earning an overall product score of 8.8/10. High-yield online savings division of Citizens Bank offering a top-tier APY with $0 monthly fees and only a $0.01 minimum balance.

Key highlights include 4.00% APY, a fee structure of $0 Monthly Maintenance Fee, and Backed by Citizens Bank ($220B+ in Assets). Accounts are backed by FDIC Insured up to $250,000 and supported by Citizens Bank's 4.7 / 5.0-rated digital banking experience.

Features

Annual Fee $0 Monthly Maintenance Fee
Regular APR / Rate 4.00% APY
Intro Offer / Welcome Bonus Backed by Citizens Bank ($220B+ in Assets)
Savings APY / AER 4.00% APY + Seamless Pairing with Citizens Access CDs
Minimum Deposit $0.01 Minimum Balance
Foreign Transaction Fee N/A (Savings Account)
Deposit Insurance FDIC Insured up to $250,000
Mobile App Rating 4.7 / 5.0
Overall Rating 8.8 / 10

About Product

  • Annual / Monthly Fee: $0 Monthly Maintenance Fee
  • APR / APY Rate: 4.00% APY
  • Intro Offer / Bonus: Backed by Citizens Bank ($220B+ in Assets)
  • Key Benefits: 4.00% APY + Seamless Pairing with Citizens Access CDs
  • Minimum Requirement: $0.01 Minimum Balance
  • Foreign Transaction Fee: N/A (Savings Account)
  • Protection: FDIC Insured up to $250,000

Pros

  • Rate / APR / APY: 4.00% APY
  • Fee Structure: $0 Monthly Maintenance Fee
  • Welcome Offer / Benefit: Backed by Citizens Bank ($220B+ in Assets)
  • Rewards & Highlights: 4.00% APY + Seamless Pairing with Citizens Access CDs

Cons

  • Minimum Requirement: $0.01 Minimum Balance
  • Subject to Citizens Bank eligibility and account terms

Ready to check your rate for Citizens Access High-Yield Online Savings?

Visit the official Citizens Bank website to view current terms, eligibility, and apply online.

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