Discover it Cash Back Credit Card

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About Discover Credit Cards

The Discover it Cash Back Credit Card from Discover is one of the top-rated Credit Cards options evaluated on MoneyCompared, earning an overall product score of 9.6/10. Customer-favorite rotating category card earning 5% cash back on everyday quarterly categories (Amazon, groceries, gas, restaurants) plus Unlimited Cashback Match in year one.

Key highlights include 0% Intro APR for 15 Months, then 18.24% - 28.24%, a fee structure of $0 Annual Fee, and Unlimited Cashback Match (Doubles all Year-1 Cash Back). Accounts are backed by 100% U.S.-Based Customer Service + Free FICO Score and supported by Discover's 4.9 / 5.0-rated digital banking experience.

Features

Annual Fee $0 Annual Fee
Regular APR / Rate 0% Intro APR for 15 Months, then 18.24% - 28.24%
Intro Offer / Welcome Bonus Unlimited Cashback Match (Doubles all Year-1 Cash Back)
Savings APY / AER 5% Quarterly Rotating Categories (up to $1,500/qtr), 1% All Else
Minimum Deposit $0 Minimum
Foreign Transaction Fee $0 (None)
Deposit Insurance 100% U.S.-Based Customer Service + Free FICO Score
Mobile App Rating 4.9 / 5.0
Overall Rating 9.6 / 10

About Product

  • Annual / Monthly Fee: $0 Annual Fee
  • APR / APY Rate: 0% Intro APR for 15 Months, then 18.24% - 28.24%
  • Intro Offer / Bonus: Unlimited Cashback Match (Doubles all Year-1 Cash Back)
  • Key Benefits: 5% Quarterly Rotating Categories (up to $1,500/qtr), 1% All Else
  • Minimum Requirement: $0 Minimum
  • Foreign Transaction Fee: $0 (None)
  • Protection: 100% U.S.-Based Customer Service + Free FICO Score

Pros

  • Rate / APR / APY: 0% Intro APR for 15 Months, then 18.24% - 28.24%
  • Fee Structure: $0 Annual Fee
  • Welcome Offer / Benefit: Unlimited Cashback Match (Doubles all Year-1 Cash Back)
  • Rewards & Highlights: 5% Quarterly Rotating Categories (up to $1,500/qtr), 1% All Else

Cons

  • Minimum Requirement: $0 Minimum
  • Subject to Discover eligibility and account terms

Ready to check your rate for Discover it Cash Back Credit Card?

Visit the official Discover website to view current terms, eligibility, and apply online.

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