Fidelity Cash Management Account

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About Fidelity Cash Management Checking Accounts

The Fidelity Cash Management Account from Fidelity Cash Management is one of the top-rated Checking Accounts options evaluated on MoneyCompared, earning an overall product score of 9.6/10. Fidelity Investments offers the powerhouse Fidelity Cash Management Account - combining unlimited worldwide ATM fee reimbursements, free check writing, up to $5M FDIC sweep (or ~4.70% SPAXX Treasury Money Market core position), Brokered CDs, and the Fidelity Rewards Visa Signature Card (unlimited 2% cashback).
Key highlights include Up to 4.70% 7-Day Yield (SPAXX Core), a fee structure of $0 Monthly Fee, and 100% Worldwide ATM Fee Reimbursement + Free Checkbook.

Features

Annual Fee $0 Monthly Fee
Regular APR / Rate Up to 4.70% 7-Day Yield (SPAXX Core)
Intro Offer / Welcome Bonus 100% Worldwide ATM Fee Reimbursement + Free Checkbook
Savings APY / AER Up to $5M FDIC Sweep option + $0 minimum balance
Minimum Deposit $0 Minimum Deposit
Foreign Transaction Fee $0 (None)
Deposit Insurance FDIC / NCUA Insured ($250k+)
Mobile App Rating 4.8 / 5.0
Overall Rating 9.6 / 10

About Product

  • Annual / Monthly Fee: $0 Monthly Fee
  • APR / APY Rate: Up to 4.70% 7-Day Yield (SPAXX Core)
  • Intro Offer / Bonus: 100% Worldwide ATM Fee Reimbursement + Free Checkbook
  • Key Benefits: Up to $5M FDIC Sweep option + $0 minimum balance
  • Minimum Requirement: $0 Minimum Deposit
  • Institution: Fidelity Cash Management (Boston, MA, USA)

Pros

  • Rate / APY / APR: Up to 4.70% 7-Day Yield (SPAXX Core)
  • Fee Structure: $0 Monthly Fee
  • Welcome Offer / Highlight: 100% Worldwide ATM Fee Reimbursement + Free Checkbook
  • Key Perks: Up to $5M FDIC Sweep option + $0 minimum balance

Cons

  • Minimum Requirement: $0 Minimum Deposit
  • Subject to Fidelity Cash Management credit or account eligibility terms

Ready to check your rate for Fidelity Cash Management Account?

Visit the official Fidelity Cash Management website to view current terms, eligibility, and apply online.

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