Home Banks First Tech Federal Credit Union CD Rates & Fixed Deposits First Tech 12-Month Share Certificate (CD)

First Tech 12-Month Share Certificate (CD)

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About First Tech Federal Credit Union CD Rates & Fixed Deposits

The First Tech 12-Month Share Certificate (CD) from First Tech Federal Credit Union is one of the top-rated CD Rates & Fixed Deposits options evaluated on MoneyCompared, earning an overall product score of 9.1/10. First Tech Federal Credit Union is the premier credit union serving employees of America's leading technology companies (Microsoft, Amazon, Google, Apple, Intel, Cisco) AND open nationwide via Computer History Museum membership, delivering 5.00% APY on First Tech Rewards Checking up to $15,000.
Key highlights include 4.75% APY, a fee structure of $0 Monthly Fee, and Special Bump-Up Certificate option allows 1 rate increase during term.

Features

Annual Fee	$0 Monthly Fee
Regular APR / Rate	4.75% APY
Intro Offer / Welcome Bonus	Special Bump-Up Certificate option allows 1 rate increase during term
Savings APY / AER	NCUA insured up to $250,000
Minimum Deposit	$500 Minimum Deposit
Foreign Transaction Fee	$0 (None)
Deposit Insurance	FDIC / NCUA Insured ($250k+)
Mobile App Rating	4.8 / 5.0
Overall Rating	9.1 / 10

About Product

Annual / Monthly Fee: $0 Monthly Fee
APR / APY Rate: 4.75% APY
Intro Offer / Bonus: Special Bump-Up Certificate option allows 1 rate increase during term
Key Benefits: NCUA insured up to $250,000
Minimum Requirement: $500 Minimum Deposit
Institution: First Tech Federal Credit Union (San Jose, CA, USA)

Pros

Rate / APY / APR: 4.75% APY
Fee Structure: $0 Monthly Fee
Welcome Offer / Highlight: Special Bump-Up Certificate option allows 1 rate increase during term
Key Perks: NCUA insured up to $250,000

Cons