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First Tech Odyssey Rewards World Elite Mastercard

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About First Tech Federal Credit Union Credit Cards

The First Tech Odyssey Rewards World Elite Mastercard from First Tech Federal Credit Union is one of the top-rated Credit Cards options evaluated on MoneyCompared, earning an overall product score of 9.1/10. First Tech Federal Credit Union is the premier credit union serving employees of America's leading technology companies (Microsoft, Amazon, Google, Apple, Intel, Cisco) AND open nationwide via Computer History Museum membership, delivering 5.00% APY on First Tech Rewards Checking up to $15,000.
Key highlights include 15.24% - 18.00% Variable APR, a fee structure of $75 Annual Fee (Waived Year 1), and 50,000 Bonus Points ($500 Value) after $3,000 spend.

Features

Annual Fee	$75 Annual Fee (Waived Year 1)
Regular APR / Rate	15.24% - 18.00% Variable APR
Intro Offer / Welcome Bonus	50,000 Bonus Points ($500 Value) after $3,000 spend
Savings APY / AER	3x points on travel & dining, 1.5x on everything else + $0 foreign fee
Minimum Deposit	$0 Deposit
Foreign Transaction Fee	$0 (None)
Deposit Insurance	FDIC / NCUA Insured ($250k+)
Mobile App Rating	4.8 / 5.0
Overall Rating	9.1 / 10

About Product

Annual / Monthly Fee: $75 Annual Fee (Waived Year 1)
APR / APY Rate: 15.24% - 18.00% Variable APR
Intro Offer / Bonus: 50,000 Bonus Points ($500 Value) after $3,000 spend
Key Benefits: 3x points on travel & dining, 1.5x on everything else + $0 foreign fee
Minimum Requirement: $0 Deposit
Institution: First Tech Federal Credit Union (San Jose, CA, USA)

Pros

Rate / APY / APR: 15.24% - 18.00% Variable APR
Fee Structure: $75 Annual Fee (Waived Year 1)
Welcome Offer / Highlight: 50,000 Bonus Points ($500 Value) after $3,000 spend
Key Perks: 3x points on travel & dining, 1.5x on everything else + $0 foreign fee

Cons