HSBC Premier Checking & Global Money Account

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About HSBC Checking Accounts

The HSBC Premier Checking & Global Money Account from HSBC is one of the top-rated Checking Accounts options evaluated on MoneyCompared, earning an overall product score of 9.2/10. International wealth checking account providing global view and instant fee-free transfers across international HSBC accounts in 60+ countries.

Key highlights include Up to 4.15% Premier Relationship Savings APY, a fee structure of $50 Monthly Fee ($0 w/ $75k Balances or $5k/mo Direct Deposit), and Global Citizen International Account Opening & Credit Portability. Accounts are backed by FDIC Insured up to $250,000 (US) / FSCS £85,000 (UK) and supported by HSBC's 4.7 / 5.0-rated digital banking experience.

Features

Annual Fee $50 Monthly Fee ($0 w/ $75k Balances or $5k/mo Direct Deposit)
Regular APR / Rate Up to 4.15% Premier Relationship Savings APY
Intro Offer / Welcome Bonus Global Citizen International Account Opening & Credit Portability
Savings APY / AER Worldwide ATM Fee Rebates + Multi-Currency Global Money Account
Minimum Deposit $0 Minimum to Open
Foreign Transaction Fee $0 Foreign Transaction Fee
Deposit Insurance FDIC Insured up to $250,000 (US) / FSCS £85,000 (UK)
Mobile App Rating 4.7 / 5.0
Overall Rating 9.2 / 10

About Product

  • Annual / Monthly Fee: $50 Monthly Fee ($0 w/ $75k Balances or $5k/mo Direct Deposit)
  • APR / APY Rate: Up to 4.15% Premier Relationship Savings APY
  • Intro Offer / Bonus: Global Citizen International Account Opening & Credit Portability
  • Key Benefits: Worldwide ATM Fee Rebates + Multi-Currency Global Money Account
  • Minimum Requirement: $0 Minimum to Open
  • Foreign Transaction Fee: $0 Foreign Transaction Fee
  • Protection: FDIC Insured up to $250,000 (US) / FSCS £85,000 (UK)

Pros

  • Rate / APR / APY: Up to 4.15% Premier Relationship Savings APY
  • Fee Structure: $50 Monthly Fee ($0 w/ $75k Balances or $5k/mo Direct Deposit)
  • Welcome Offer / Benefit: Global Citizen International Account Opening & Credit Portability
  • Rewards & Highlights: Worldwide ATM Fee Rebates + Multi-Currency Global Money Account

Cons

  • Minimum Requirement: $0 Minimum to Open
  • Subject to HSBC eligibility and account terms

Ready to check your rate for HSBC Premier Checking & Global Money Account?

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