Live Oak Bank Personal High-Yield Savings

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About Live Oak Bank High-Yield Savings

The Live Oak Bank Personal High-Yield Savings from Live Oak Bank is one of the top-rated High-Yield Savings options evaluated on MoneyCompared, earning an overall product score of 9/10. Live Oak Bank is the #1 SBA 7(a) lender in the United States and a top-rated online bank for both consumers and small businesses, offering Personal High-Yield Savings, Business Savings (4.00% APY), Business Checking, and Fixed-Rate CDs.
Key highlights include 4.40% APY, a fee structure of $0 Monthly Fee, and Seasonal cash deposit bonuses up to $300.

Features

Annual Fee $0 Monthly Fee
Regular APR / Rate 4.40% APY
Intro Offer / Welcome Bonus Seasonal cash deposit bonuses up to $300
Savings APY / AER No minimum balance or maintenance fees
Minimum Deposit $0 Minimum Deposit
Foreign Transaction Fee $0 (None)
Deposit Insurance FDIC / NCUA Insured ($250k+)
Mobile App Rating 4.8 / 5.0
Overall Rating 9 / 10

About Product

  • Annual / Monthly Fee: $0 Monthly Fee
  • APR / APY Rate: 4.40% APY
  • Intro Offer / Bonus: Seasonal cash deposit bonuses up to $300
  • Key Benefits: No minimum balance or maintenance fees
  • Minimum Requirement: $0 Minimum Deposit
  • Institution: Live Oak Bank (Wilmington, NC, USA)

Pros

  • Rate / APY / APR: 4.40% APY
  • Fee Structure: $0 Monthly Fee
  • Welcome Offer / Highlight: Seasonal cash deposit bonuses up to $300
  • Key Perks: No minimum balance or maintenance fees

Cons

  • Minimum Requirement: $0 Minimum Deposit
  • Subject to Live Oak Bank credit or account eligibility terms

Ready to check your rate for Live Oak Bank Personal High-Yield Savings?

Visit the official Live Oak Bank website to view current terms, eligibility, and apply online.

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