Lloyds Bank Club Lloyds Current Account

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About Lloyds Bank Checking Accounts

The Lloyds Bank Club Lloyds Current Account from Lloyds Bank is one of the top-rated Checking Accounts options evaluated on MoneyCompared, earning an overall product score of 8.9/10. Signature UK current account offering an annual Lifestyle Benefit (12 months Disney+ or 6 cinema tickets), credit interest, and exclusive 6.25% AER Monthly Saver.

Key highlights include 1.50% - 3.00% AER on balances up to £5,000, a fee structure of £3 Monthly Fee (Waived with £2,000+ monthly pay-in), and Free Annual Lifestyle Benefit (Disney+ or Cinema Tickets) + £200 Switch Bonus. Accounts are backed by FSCS Protected up to £85,000 and supported by Lloyds Bank's 4.8 / 5.0-rated digital banking experience.

Features

Annual Fee £3 Monthly Fee (Waived with £2,000+ monthly pay-in)
Regular APR / Rate 1.50% - 3.00% AER on balances up to £5,000
Intro Offer / Welcome Bonus Free Annual Lifestyle Benefit (Disney+ or Cinema Tickets) + £200 Switch Bonus
Savings APY / AER Access to 6.25% AER Club Lloyds Monthly Saver + Everyday Offers
Minimum Deposit £0 Minimum Opening Balance
Foreign Transaction Fee 0% Lloyds Debit Card FX Fee Abroad
Deposit Insurance FSCS Protected up to £85,000
Mobile App Rating 4.8 / 5.0
Overall Rating 8.9 / 10

About Product

  • Annual / Monthly Fee: £3 Monthly Fee (Waived with £2,000+ monthly pay-in)
  • APR / APY Rate: 1.50% - 3.00% AER on balances up to £5,000
  • Intro Offer / Bonus: Free Annual Lifestyle Benefit (Disney+ or Cinema Tickets) + £200 Switch Bonus
  • Key Benefits: Access to 6.25% AER Club Lloyds Monthly Saver + Everyday Offers
  • Minimum Requirement: £0 Minimum Opening Balance
  • Foreign Transaction Fee: 0% Lloyds Debit Card FX Fee Abroad
  • Protection: FSCS Protected up to £85,000

Pros

  • Rate / APR / APY: 1.50% - 3.00% AER on balances up to £5,000
  • Fee Structure: £3 Monthly Fee (Waived with £2,000+ monthly pay-in)
  • Welcome Offer / Benefit: Free Annual Lifestyle Benefit (Disney+ or Cinema Tickets) + £200 Switch Bonus
  • Rewards & Highlights: Access to 6.25% AER Club Lloyds Monthly Saver + Everyday Offers

Cons

  • Minimum Requirement: £0 Minimum Opening Balance
  • Subject to Lloyds Bank eligibility and account terms

Ready to check your rate for Lloyds Bank Club Lloyds Current Account?

Visit the official Lloyds Bank website to view current terms, eligibility, and apply online.

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