Home Banks MBNA Credit Cards MBNA Long 0% Balance Transfer Credit Card

MBNA Long 0% Balance Transfer Credit Card

About MBNA Credit Cards

The MBNA Long 0% Balance Transfer Credit Card from MBNA is one of the top-rated Credit Cards options evaluated on MoneyCompared, earning an overall product score of 7.7/10. Leading UK debt-consolidation credit card offering up to 29 months 0% interest on balance transfers with soft-search eligibility check.

Key highlights include 0% Balance Transfer for up to 29 Months (3.49% transfer fee), then 24.9% APR, a fee structure of £0 Annual Fee, and Smart Check Eligibility with 0% Credit Score Impact. Accounts are backed by Section 75 Consumer Credit Protection and supported by MBNA's 4.7 / 5.0-rated digital banking experience.

Features

Annual Fee	£0 Annual Fee
Regular APR / Rate	0% Balance Transfer for up to 29 Months (3.49% transfer fee), then 24.9% APR
Intro Offer / Welcome Bonus	Smart Check Eligibility with 0% Credit Score Impact
Savings APY / AER	Extended 0% Interest Runway for Debt Paydown
Minimum Deposit	£0 Minimum
Foreign Transaction Fee	2.95% Non-Sterling Fee
Deposit Insurance	Section 75 Consumer Credit Protection
Mobile App Rating	4.7 / 5.0
Overall Rating	7.7 / 10

About Product

Annual / Monthly Fee: £0 Annual Fee
APR / APY Rate: 0% Balance Transfer for up to 29 Months (3.49% transfer fee), then 24.9% APR
Intro Offer / Bonus: Smart Check Eligibility with 0% Credit Score Impact
Key Benefits: Extended 0% Interest Runway for Debt Paydown
Minimum Requirement: £0 Minimum
Foreign Transaction Fee: 2.95% Non-Sterling Fee
Protection: Section 75 Consumer Credit Protection

Pros

Rate / APR / APY: 0% Balance Transfer for up to 29 Months (3.49% transfer fee), then 24.9% APR
Fee Structure: £0 Annual Fee
Welcome Offer / Benefit: Smart Check Eligibility with 0% Credit Score Impact
Rewards & Highlights: Extended 0% Interest Runway for Debt Paydown

Cons