Home Banks Mercury Credit Cards Mercury IO Corporate Credit Card

Mercury IO Corporate Credit Card

About Mercury Credit Cards

The Mercury IO Corporate Credit Card from Mercury is one of the top-rated Credit Cards options evaluated on MoneyCompared, earning an overall product score of 9.4/10. Mercury is the gold-standard financial stack for 200,000+ U.S. startups, e-commerce brands, and SMBs, providing $0-fee business checking and savings with up to $5M FDIC sweep insurance (via Choice Financial Group & Column N.A.), free domestic and USD international wires, Mercury Treasury (~4.96% yield), and the IO Corporate Card (1.5% cashback).
Key highlights include 0% Charge Card (Paid Monthly), a fee structure of $0 Annual Fee, and No personal credit check or personal guarantee required.

Features

Annual Fee	$0 Annual Fee
Regular APR / Rate	0% Charge Card (Paid Monthly)
Intro Offer / Welcome Bonus	No personal credit check or personal guarantee required
Savings APY / AER	Unlimited 1.5% cashback on all spend + unlimited virtual vendor cards
Minimum Deposit	$15,000 Balance Qualification
Foreign Transaction Fee	$0 (None)
Deposit Insurance	FDIC / NCUA Insured ($250k+)
Mobile App Rating	4.8 / 5.0
Overall Rating	9.4 / 10

About Product

Annual / Monthly Fee: $0 Annual Fee
APR / APY Rate: 0% Charge Card (Paid Monthly)
Intro Offer / Bonus: No personal credit check or personal guarantee required
Key Benefits: Unlimited 1.5% cashback on all spend + unlimited virtual vendor cards
Minimum Requirement: $15,000 Balance Qualification
Institution: Mercury (San Francisco, CA, USA)

Pros

Rate / APY / APR: 0% Charge Card (Paid Monthly)
Fee Structure: $0 Annual Fee
Welcome Offer / Highlight: No personal credit check or personal guarantee required
Key Perks: Unlimited 1.5% cashback on all spend + unlimited virtual vendor cards

Cons