Navy Federal cashRewards Credit Card

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About Navy Federal Credit Union Credit Cards

The Navy Federal cashRewards Credit Card from Navy Federal Credit Union is one of the top-rated Credit Cards options evaluated on MoneyCompared, earning an overall product score of 9.1/10. Low-APR credit union cash back card offering up to 1.75% unlimited cash back with direct deposit and zero foreign transaction, cash advance, or balance transfer fees.

Key highlights include 15.40% - 18.00% Variable APR, a fee structure of $0 Annual Fee, and $250 Bonus Cash Back after $2,500 spend. Accounts are backed by Zero Balance Transfer Fee + Cell Phone Protection and supported by Navy Federal Credit Union's 4.9 / 5.0-rated digital banking experience.

Features

Annual Fee $0 Annual Fee
Regular APR / Rate 15.40% - 18.00% Variable APR
Intro Offer / Welcome Bonus $250 Bonus Cash Back after $2,500 spend
Savings APY / AER 1.75% Unlimited Cash Back (w/ Direct Deposit) or 1.5% Base
Minimum Deposit $0 Minimum
Foreign Transaction Fee $0 (None)
Deposit Insurance Zero Balance Transfer Fee + Cell Phone Protection
Mobile App Rating 4.9 / 5.0
Overall Rating 9.1 / 10

About Product

  • Annual / Monthly Fee: $0 Annual Fee
  • APR / APY Rate: 15.40% - 18.00% Variable APR
  • Intro Offer / Bonus: $250 Bonus Cash Back after $2,500 spend
  • Key Benefits: 1.75% Unlimited Cash Back (w/ Direct Deposit) or 1.5% Base
  • Minimum Requirement: $0 Minimum
  • Foreign Transaction Fee: $0 (None)
  • Protection: Zero Balance Transfer Fee + Cell Phone Protection

Pros

  • Rate / APR / APY: 15.40% - 18.00% Variable APR
  • Fee Structure: $0 Annual Fee
  • Welcome Offer / Benefit: $250 Bonus Cash Back after $2,500 spend
  • Rewards & Highlights: 1.75% Unlimited Cash Back (w/ Direct Deposit) or 1.5% Base

Cons

  • Minimum Requirement: $0 Minimum
  • Subject to Navy Federal Credit Union eligibility and account terms

Ready to check your rate for Navy Federal cashRewards Credit Card?

Visit the official Navy Federal Credit Union website to view current terms, eligibility, and apply online.

Visit Official Navy Federal Credit Union Site ↗