BrightWay Credit Card by OneMain Financial

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About OneMain Financial Credit Cards

The BrightWay Credit Card by OneMain Financial from OneMain Financial is one of the top-rated Credit Cards options evaluated on MoneyCompared, earning an overall product score of 8.5/10. OneMain Financial (NYSE: OMF) is the largest non-prime personal and auto-secured lender in the United States, operating 1,300+ nationwide branches alongside digital same-day funding via SpeedFunds for borrowers rebuilding or establishing credit.
Key highlights include 25.99% - 35.99% Variable APR, a fee structure of $0 - $89 Annual Fee, and Automatic credit limit increase & APR reduction after 6 on-time payments.

Features

Annual Fee $0 - $89 Annual Fee
Regular APR / Rate 25.99% - 35.99% Variable APR
Intro Offer / Welcome Bonus Automatic credit limit increase & APR reduction after 6 on-time payments
Savings APY / AER Unlimited 1% cashback on all purchases
Minimum Deposit $0 Security Deposit
Foreign Transaction Fee $0 (None)
Deposit Insurance FDIC / NCUA Insured ($250k+)
Mobile App Rating 4.8 / 5.0
Overall Rating 8.5 / 10

About Product

  • Annual / Monthly Fee: $0 - $89 Annual Fee
  • APR / APY Rate: 25.99% - 35.99% Variable APR
  • Intro Offer / Bonus: Automatic credit limit increase & APR reduction after 6 on-time payments
  • Key Benefits: Unlimited 1% cashback on all purchases
  • Minimum Requirement: $0 Security Deposit
  • Institution: OneMain Financial (Evansville, IN, USA)

Pros

  • Rate / APY / APR: 25.99% - 35.99% Variable APR
  • Fee Structure: $0 - $89 Annual Fee
  • Welcome Offer / Highlight: Automatic credit limit increase & APR reduction after 6 on-time payments
  • Key Perks: Unlimited 1% cashback on all purchases

Cons

  • Minimum Requirement: $0 Security Deposit
  • Subject to OneMain Financial credit or account eligibility terms

Ready to check your rate for BrightWay Credit Card by OneMain Financial?

Visit the official OneMain Financial website to view current terms, eligibility, and apply online.

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