Quontic High Interest & Cash Rewards Checking

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About Quontic Bank Checking Accounts

The Quontic High Interest & Cash Rewards Checking from Quontic Bank is one of the top-rated Checking Accounts options evaluated on MoneyCompared, earning an overall product score of 8.8/10. Quontic Bank is a CDFI-certified adaptive digital U.S. bank offering High Interest Checking (1.10% APY), Cash Rewards Checking (1.00% cashback on debit), Money Market & High-Yield Savings (4.50% APY), and non-traditional Non-QM Community Mortgages.
Key highlights include 1.10% APY (or 1.00% Cashback), a fee structure of $0 Monthly Fee, and 90,000+ fee-free ATMs across Allpoint/MoneyPass/SUM.

Features

Annual Fee $0 Monthly Fee
Regular APR / Rate 1.10% APY (or 1.00% Cashback)
Intro Offer / Welcome Bonus 90,000+ fee-free ATMs across Allpoint/MoneyPass/SUM
Savings APY / AER No overdraft fees
Minimum Deposit $100 Minimum Deposit
Foreign Transaction Fee $0 (None)
Deposit Insurance FDIC / NCUA Insured ($250k+)
Mobile App Rating 4.8 / 5.0
Overall Rating 8.8 / 10

About Product

  • Annual / Monthly Fee: $0 Monthly Fee
  • APR / APY Rate: 1.10% APY (or 1.00% Cashback)
  • Intro Offer / Bonus: 90,000+ fee-free ATMs across Allpoint/MoneyPass/SUM
  • Key Benefits: No overdraft fees
  • Minimum Requirement: $100 Minimum Deposit
  • Institution: Quontic Bank (Astoria, NY, USA)

Pros

  • Rate / APY / APR: 1.10% APY (or 1.00% Cashback)
  • Fee Structure: $0 Monthly Fee
  • Welcome Offer / Highlight: 90,000+ fee-free ATMs across Allpoint/MoneyPass/SUM
  • Key Perks: No overdraft fees

Cons

  • Minimum Requirement: $100 Minimum Deposit
  • Subject to Quontic Bank credit or account eligibility terms

Ready to check your rate for Quontic High Interest & Cash Rewards Checking?

Visit the official Quontic Bank website to view current terms, eligibility, and apply online.

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