Quontic High-Yield Money Market Account

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About Quontic Bank High-Yield Savings

The Quontic High-Yield Money Market Account from Quontic Bank is one of the top-rated High-Yield Savings options evaluated on MoneyCompared, earning an overall product score of 9/10. Quontic Bank is a CDFI-certified adaptive digital U.S. bank offering High Interest Checking (1.10% APY), Cash Rewards Checking (1.00% cashback on debit), Money Market & High-Yield Savings (4.50% APY), and non-traditional Non-QM Community Mortgages.
Key highlights include 4.75% APY, a fee structure of $0 Monthly Fee, and Includes debit card and check-writing privileges.

Features

Annual Fee $0 Monthly Fee
Regular APR / Rate 4.75% APY
Intro Offer / Welcome Bonus Includes debit card and check-writing privileges
Savings APY / AER Daily compounding interest, $100 minimum opening deposit
Minimum Deposit $100 Minimum Deposit
Foreign Transaction Fee $0 (None)
Deposit Insurance FDIC / NCUA Insured ($250k+)
Mobile App Rating 4.8 / 5.0
Overall Rating 9 / 10

About Product

  • Annual / Monthly Fee: $0 Monthly Fee
  • APR / APY Rate: 4.75% APY
  • Intro Offer / Bonus: Includes debit card and check-writing privileges
  • Key Benefits: Daily compounding interest, $100 minimum opening deposit
  • Minimum Requirement: $100 Minimum Deposit
  • Institution: Quontic Bank (Astoria, NY, USA)

Pros

  • Rate / APY / APR: 4.75% APY
  • Fee Structure: $0 Monthly Fee
  • Welcome Offer / Highlight: Includes debit card and check-writing privileges
  • Key Perks: Daily compounding interest, $100 minimum opening deposit

Cons

  • Minimum Requirement: $100 Minimum Deposit
  • Subject to Quontic Bank credit or account eligibility terms

Ready to check your rate for Quontic High-Yield Money Market Account?

Visit the official Quontic Bank website to view current terms, eligibility, and apply online.

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