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Ramp Corporate Charge Card & Expense Platform

About Ramp Credit Cards

The Ramp Corporate Charge Card & Expense Platform from Ramp is one of the top-rated Credit Cards options evaluated on MoneyCompared, earning an overall product score of 9.6/10. Ramp is America's fastest-growing corporate card, expense management, bill pay, and business treasury platform, helping 25,000+ businesses save an average of 5% across corporate spending with unlimited 1.5% cashback, AI receipt matching, and $0 annual fees.
Key highlights include 0% APR (30-Day Charge Card), a fee structure of $0 Annual Fee & $0 Foreign Fee, and $250 Welcome Bonus after $1,000 card spend via partner link.

Features

Annual Fee	$0 Annual Fee & $0 Foreign Fee
Regular APR / Rate	0% APR (30-Day Charge Card)
Intro Offer / Welcome Bonus	$250 Welcome Bonus after $1,000 card spend via partner link
Savings APY / AER	Unlimited 1.5% cashback + AI receipt matching & $350,000+ in SaaS partner discounts
Minimum Deposit	$25,000 Business Cash Balance Qualification
Foreign Transaction Fee	$0 (None)
Deposit Insurance	FDIC / NCUA Insured ($250k+)
Mobile App Rating	4.8 / 5.0
Overall Rating	9.6 / 10

About Product

Annual / Monthly Fee: $0 Annual Fee & $0 Foreign Fee
APR / APY Rate: 0% APR (30-Day Charge Card)
Intro Offer / Bonus: $250 Welcome Bonus after $1,000 card spend via partner link
Key Benefits: Unlimited 1.5% cashback + AI receipt matching & $350,000+ in SaaS partner discounts
Minimum Requirement: $25,000 Business Cash Balance Qualification
Institution: Ramp (New York, NY, USA)

Pros

Rate / APY / APR: 0% APR (30-Day Charge Card)
Fee Structure: $0 Annual Fee & $0 Foreign Fee
Welcome Offer / Highlight: $250 Welcome Bonus after $1,000 card spend via partner link
Key Perks: Unlimited 1.5% cashback + AI receipt matching & $350,000+ in SaaS partner discounts

Cons