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Revolut Metal Multi-Currency Account

About Revolut Checking Accounts

The Revolut Metal Multi-Currency Account from Revolut is one of the top-rated Checking Accounts options evaluated on MoneyCompared, earning an overall product score of 9.5/10. Premium global multi-currency account with an 18g stainless steel contactless card, unlimited commission-free FX, daily-interest savings, and travel insurance.

Key highlights include Up to 4.75% AER (GBP) / 4.25% APY (USD) Savings Vaults, a fee structure of £14.99/mo or $16.99/mo Metal Plan (Standard Plan is $0/mo), and Complimentary FT, NordVPN, Headspace & ClassPass Subscriptions. Accounts are backed by Partner Bank FDIC / FSCS / EU Deposit Protection and supported by Revolut's 4.9 / 5.0-rated digital banking experience.

Features

Annual Fee	£14.99/mo or $16.99/mo Metal Plan (Standard Plan is $0/mo)
Regular APR / Rate	Up to 4.75% AER (GBP) / 4.25% APY (USD) Savings Vaults
Intro Offer / Welcome Bonus	Complimentary FT, NordVPN, Headspace & ClassPass Subscriptions
Savings APY / AER	Hold & Exchange 35+ Currencies at Interbank Rates + Travel Insurance
Minimum Deposit	$0 / £0 Minimum Balance
Foreign Transaction Fee	0% FX Markup Unlimited Mon-Fri
Deposit Insurance	Partner Bank FDIC / FSCS / EU Deposit Protection
Mobile App Rating	4.9 / 5.0
Overall Rating	9.5 / 10

About Product

Annual / Monthly Fee: £14.99/mo or $16.99/mo Metal Plan (Standard Plan is $0/mo)
APR / APY Rate: Up to 4.75% AER (GBP) / 4.25% APY (USD) Savings Vaults
Intro Offer / Bonus: Complimentary FT, NordVPN, Headspace & ClassPass Subscriptions
Key Benefits: Hold & Exchange 35+ Currencies at Interbank Rates + Travel Insurance
Minimum Requirement: $0 / £0 Minimum Balance
Foreign Transaction Fee: 0% FX Markup Unlimited Mon-Fri
Protection: Partner Bank FDIC / FSCS / EU Deposit Protection

Pros

Rate / APR / APY: Up to 4.75% AER (GBP) / 4.25% APY (USD) Savings Vaults
Fee Structure: £14.99/mo or $16.99/mo Metal Plan (Standard Plan is $0/mo)
Welcome Offer / Benefit: Complimentary FT, NordVPN, Headspace & ClassPass Subscriptions
Rewards & Highlights: Hold & Exchange 35+ Currencies at Interbank Rates + Travel Insurance

Cons