About Robinhood High-Yield Savings
Robinhood Gold's Cash Sweep program pays 4.50% APY on uninvested cash across partner program banks providing up to $2.5 million in FDIC insurance.
Robinhood Gold High-Yield Cash Sweep
Check Rates & Apply at Robinhood ↗Features
| Annual Fee | $5/mo Gold Membership |
| Regular APR / Rate | N/A |
| Intro Offer / Welcome Bonus | 1% Deposit / Transfer Boost Promo |
| Savings APY / AER | 4.50% APY |
| Minimum Deposit | $1 Minimum Balance |
| Foreign Transaction Fee | None |
| Deposit Insurance | Up to $2.5M FDIC Partner Sweep |
| Mobile App Rating | 4.9 / 5 |
Pros
- First $1,000 of margin included at 0.00% APR with Robinhood Gold ($5/mo)
- Low 5.75% base margin rate (drops as low as 5.00% on high balances)
- 1% to 3% uncapped ACATS brokerage & IRA transfer match incentives
- 4.50% APY on uninvested cash with $2.5 million FDIC sweep protection
Cons
- Requires $5/month ($50/year) Robinhood Gold subscription for best margin & APY perks
- Transfer match bonuses require holding transferred assets for 2–5 years to avoid clawback
Ready to check your rate for Robinhood Gold High-Yield Cash Sweep?
Visit the official Robinhood website to view current terms, eligibility, and apply online.
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