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Santander Edge Up Current Account

About Santander Checking Accounts

The Santander Edge Up Current Account from Santander is one of the top-rated Checking Accounts options evaluated on MoneyCompared, earning an overall product score of 8.9/10. High-value UK cashback and interest current account paying 1% cashback on household bills, supermarkets, and travel plus a linked 6.00% AER Edge Saver.

Key highlights include 6.00% AER on Linked Santander Edge Saver (up to £4,000), a fee structure of £3 Monthly Fee, and Up to £20/Month Cashback on Bills, Supermarkets & Travel. Accounts are backed by FSCS Protected up to £85,000 and supported by Santander's 4.7 / 5.0-rated digital banking experience.

Features

Annual Fee	£3 Monthly Fee
Regular APR / Rate	6.00% AER on Linked Santander Edge Saver (up to £4,000)
Intro Offer / Welcome Bonus	Up to £20/Month Cashback on Bills, Supermarkets & Travel
Savings APY / AER	1% Cashback on Energy/Council Tax/Broadband + 1% Supermarkets/Transport
Minimum Deposit	£500/Month Pay-in + 2 Direct Debits
Foreign Transaction Fee	0% Overseas Debit Card FX Fee
Deposit Insurance	FSCS Protected up to £85,000
Mobile App Rating	4.7 / 5.0
Overall Rating	8.9 / 10

About Product

Annual / Monthly Fee: £3 Monthly Fee
APR / APY Rate: 6.00% AER on Linked Santander Edge Saver (up to £4,000)
Intro Offer / Bonus: Up to £20/Month Cashback on Bills, Supermarkets & Travel
Key Benefits: 1% Cashback on Energy/Council Tax/Broadband + 1% Supermarkets/Transport
Minimum Requirement: £500/Month Pay-in + 2 Direct Debits
Foreign Transaction Fee: 0% Overseas Debit Card FX Fee
Protection: FSCS Protected up to £85,000

Pros

Rate / APR / APY: 6.00% AER on Linked Santander Edge Saver (up to £4,000)
Fee Structure: £3 Monthly Fee
Welcome Offer / Benefit: Up to £20/Month Cashback on Bills, Supermarkets & Travel
Rewards & Highlights: 1% Cashback on Energy/Council Tax/Broadband + 1% Supermarkets/Transport

Cons