Scotiabank Ultimate Package Chequing

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About Scotiabank Checking Accounts

The Scotiabank Ultimate Package Chequing from Scotiabank is one of the top-rated Checking Accounts options evaluated on MoneyCompared, earning an overall product score of 9/10. All-inclusive Canadian relationship chequing account featuring unlimited transactions, a $150 annual credit card fee waiver, and boosted MomentumPLUS savings rates.

Key highlights include Boosted Rate on MomentumPLUS Savings Account, a fee structure of $30.95 CAD Monthly Fee ($0 w/ $6,000 Chequing or $30,000 Combined Balance), and Up to $500 Welcome Package Offer + $150 Annual Card Fee Waiver. Accounts are backed by CDIC Insured up to $100,000 CAD and supported by Scotiabank's 4.8 / 5.0-rated digital banking experience.

Features

Annual Fee $30.95 CAD Monthly Fee ($0 w/ $6,000 Chequing or $30,000 Combined Balance)
Regular APR / Rate Boosted Rate on MomentumPLUS Savings Account
Intro Offer / Welcome Bonus Up to $500 Welcome Package Offer + $150 Annual Card Fee Waiver
Savings APY / AER Unlimited Global Non-Scotiabank ATM Withdrawals + Scene+ Points on Debit
Minimum Deposit $0 Minimum to Open
Foreign Transaction Fee $0 Global ATM Alliance Fee
Deposit Insurance CDIC Insured up to $100,000 CAD
Mobile App Rating 4.8 / 5.0
Overall Rating 9 / 10

About Product

  • Annual / Monthly Fee: $30.95 CAD Monthly Fee ($0 w/ $6,000 Chequing or $30,000 Combined Balance)
  • APR / APY Rate: Boosted Rate on MomentumPLUS Savings Account
  • Intro Offer / Bonus: Up to $500 Welcome Package Offer + $150 Annual Card Fee Waiver
  • Key Benefits: Unlimited Global Non-Scotiabank ATM Withdrawals + Scene+ Points on Debit
  • Minimum Requirement: $0 Minimum to Open
  • Foreign Transaction Fee: $0 Global ATM Alliance Fee
  • Protection: CDIC Insured up to $100,000 CAD

Pros

  • Rate / APR / APY: Boosted Rate on MomentumPLUS Savings Account
  • Fee Structure: $30.95 CAD Monthly Fee ($0 w/ $6,000 Chequing or $30,000 Combined Balance)
  • Welcome Offer / Benefit: Up to $500 Welcome Package Offer + $150 Annual Card Fee Waiver
  • Rewards & Highlights: Unlimited Global Non-Scotiabank ATM Withdrawals + Scene+ Points on Debit

Cons

  • Minimum Requirement: $0 Minimum to Open
  • Subject to Scotiabank eligibility and account terms

Ready to check your rate for Scotiabank Ultimate Package Chequing?

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