Starling Bank Personal Current Account

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About Starling Bank Checking Accounts

The Starling Bank Personal Current Account from Starling Bank is one of the top-rated Checking Accounts options evaluated on MoneyCompared, earning an overall product score of 9.8/10. Award-winning UK digital current account with Saving Spaces, Round Ups, Virtual Cards, and unlimited fee-free ATM withdrawals and card spending abroad.

Key highlights include 3.25% AER on balances up to £5,000, a fee structure of £0 Monthly Account Fee, and Unlimited Virtual Debit Cards Linked to Saving Spaces. Accounts are backed by FSCS Protected up to £85,000 and supported by Starling Bank's 4.9 / 5.0-rated digital banking experience.

Features

Annual Fee £0 Monthly Account Fee
Regular APR / Rate 3.25% AER on balances up to £5,000
Intro Offer / Welcome Bonus Unlimited Virtual Debit Cards Linked to Saving Spaces
Savings APY / AER 3.25% AER + Unlimited Fee-Free Overseas Card & ATM Use
Minimum Deposit £0 Minimum Deposit
Foreign Transaction Fee 0% Foreign Exchange Markup
Deposit Insurance FSCS Protected up to £85,000
Mobile App Rating 4.9 / 5.0
Overall Rating 9.8 / 10

About Product

  • Annual / Monthly Fee: £0 Monthly Account Fee
  • APR / APY Rate: 3.25% AER on balances up to £5,000
  • Intro Offer / Bonus: Unlimited Virtual Debit Cards Linked to Saving Spaces
  • Key Benefits: 3.25% AER + Unlimited Fee-Free Overseas Card & ATM Use
  • Minimum Requirement: £0 Minimum Deposit
  • Foreign Transaction Fee: 0% Foreign Exchange Markup
  • Protection: FSCS Protected up to £85,000

Pros

  • Rate / APR / APY: 3.25% AER on balances up to £5,000
  • Fee Structure: £0 Monthly Account Fee
  • Welcome Offer / Benefit: Unlimited Virtual Debit Cards Linked to Saving Spaces
  • Rewards & Highlights: 3.25% AER + Unlimited Fee-Free Overseas Card & ATM Use

Cons

  • Minimum Requirement: £0 Minimum Deposit
  • Subject to Starling Bank eligibility and account terms

Ready to check your rate for Starling Bank Personal Current Account?

Visit the official Starling Bank website to view current terms, eligibility, and apply online.

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