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TD Convenience Checking

About TD Bank Checking Accounts

The TD Convenience Checking from TD Bank is one of the top-rated Checking Accounts options evaluated on MoneyCompared, earning an overall product score of 8.6/10. Popular East Coast checking account with a low $100 minimum daily balance waiver, $0 fee for ages 17-23, and extended evening/weekend branch hours.

Key highlights include 0.00% APY, a fee structure of $15 Monthly Fee ($0 w/ $100 Minimum Daily Balance or Age 17-23), and $200 Checking Welcome Bonus with $500 Direct Deposit. Accounts are backed by FDIC Insured up to $250,000 and supported by TD Bank's 4.7 / 5.0-rated digital banking experience.

Features

Annual Fee	$15 Monthly Fee ($0 w/ $100 Minimum Daily Balance or Age 17-23)
Regular APR / Rate	0.00% APY
Intro Offer / Welcome Bonus	$200 Checking Welcome Bonus with $500 Direct Deposit
Savings APY / AER	TD Overdraft Relief ($50 Threshold) + Live 24/7 Phone Support
Minimum Deposit	$0 Minimum to Open
Foreign Transaction Fee	3% Foreign Transaction Fee
Deposit Insurance	FDIC Insured up to $250,000
Mobile App Rating	4.7 / 5.0
Overall Rating	8.6 / 10

About Product

Annual / Monthly Fee: $15 Monthly Fee ($0 w/ $100 Minimum Daily Balance or Age 17-23)
APR / APY Rate: 0.00% APY
Intro Offer / Bonus: $200 Checking Welcome Bonus with $500 Direct Deposit
Key Benefits: TD Overdraft Relief ($50 Threshold) + Live 24/7 Phone Support
Minimum Requirement: $0 Minimum to Open
Foreign Transaction Fee: 3% Foreign Transaction Fee
Protection: FDIC Insured up to $250,000

Pros

Rate / APR / APY: 0.00% APY
Fee Structure: $15 Monthly Fee ($0 w/ $100 Minimum Daily Balance or Age 17-23)
Welcome Offer / Benefit: $200 Checking Welcome Bonus with $500 Direct Deposit
Rewards & Highlights: TD Overdraft Relief ($50 Threshold) + Live 24/7 Phone Support

Cons