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Upgrade Rewards Checking Plus

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About Upgrade Checking Accounts

The Upgrade Rewards Checking Plus from Upgrade is one of the top-rated Checking Accounts options evaluated on MoneyCompared, earning an overall product score of 9/10. Upgrade is a premier U.S. consumer fintech platform offering fast fixed-rate Personal Loans ($1,000 to $50,000), hybrid Cash Rewards Credit Cards with fixed installment payoff plans, Rewards Checking Plus (up to 2% cashback), and Premier Savings (4.69% APY).
Key highlights include Up to 2.00% Cashback on Debit, a fee structure of $0 Monthly Fee, and $200 Welcome Bonus with qualifying direct deposit.

Features

Annual Fee $0 Monthly Fee
Regular APR / Rate Up to 2.00% Cashback on Debit
Intro Offer / Welcome Bonus $200 Welcome Bonus with qualifying direct deposit
Savings APY / AER Early paycheck up to 2 days early + lower loan rates for members
Minimum Deposit $0 Minimum Deposit
Foreign Transaction Fee $0 (None)
Deposit Insurance FDIC / NCUA Insured ($250k+)
Mobile App Rating 4.8 / 5.0
Overall Rating 9 / 10

About Product

  • Annual / Monthly Fee: $0 Monthly Fee
  • APR / APY Rate: Up to 2.00% Cashback on Debit
  • Intro Offer / Bonus: $200 Welcome Bonus with qualifying direct deposit
  • Key Benefits: Early paycheck up to 2 days early + lower loan rates for members
  • Minimum Requirement: $0 Minimum Deposit
  • Institution: Upgrade (San Francisco, CA, USA)

Pros

  • Rate / APY / APR: Up to 2.00% Cashback on Debit
  • Fee Structure: $0 Monthly Fee
  • Welcome Offer / Highlight: $200 Welcome Bonus with qualifying direct deposit
  • Key Perks: Early paycheck up to 2 days early + lower loan rates for members

Cons

  • Minimum Requirement: $0 Minimum Deposit
  • Subject to Upgrade credit or account eligibility terms

Ready to check your rate for Upgrade Rewards Checking Plus?

Visit the official Upgrade website to view current terms, eligibility, and apply online.

Visit Official Upgrade Site ↗

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