Home Banks Upgrade Credit Cards Upgrade Cash Rewards Elite Visa Card

Upgrade Cash Rewards Elite Visa Card

About Upgrade Credit Cards

The Upgrade Cash Rewards Elite Visa Card from Upgrade is one of the top-rated Credit Cards options evaluated on MoneyCompared, earning an overall product score of 9/10. Upgrade is a premier U.S. consumer fintech platform offering fast fixed-rate Personal Loans ($1,000 to $50,000), hybrid Cash Rewards Credit Cards with fixed installment payoff plans, Rewards Checking Plus (up to 2% cashback), and Premier Savings (4.69% APY).
Key highlights include 14.99% - 29.99% Fixed APR, a fee structure of $0 Annual Fee, and $200 Bonus after opening Rewards Checking & making 3 purchases.

Features

Annual Fee	$0 Annual Fee
Regular APR / Rate	14.99% - 29.99% Fixed APR
Intro Offer / Welcome Bonus	$200 Bonus after opening Rewards Checking & making 3 purchases
Savings APY / AER	Unlimited 2.2% cashback when you make monthly payments
Minimum Deposit	$0 Deposit
Foreign Transaction Fee	$0 (None)
Deposit Insurance	FDIC / NCUA Insured ($250k+)
Mobile App Rating	4.8 / 5.0
Overall Rating	9 / 10

About Product

Annual / Monthly Fee: $0 Annual Fee
APR / APY Rate: 14.99% - 29.99% Fixed APR
Intro Offer / Bonus: $200 Bonus after opening Rewards Checking & making 3 purchases
Key Benefits: Unlimited 2.2% cashback when you make monthly payments
Minimum Requirement: $0 Deposit
Institution: Upgrade (San Francisco, CA, USA)

Pros

Rate / APY / APR: 14.99% - 29.99% Fixed APR
Fee Structure: $0 Annual Fee
Welcome Offer / Highlight: $200 Bonus after opening Rewards Checking & making 3 purchases
Key Perks: Unlimited 2.2% cashback when you make monthly payments

Cons