Wells Fargo Active Cash Card

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About Wells Fargo Credit Cards

The Wells Fargo Active Cash Card from Wells Fargo is one of the top-rated Credit Cards options evaluated on MoneyCompared, earning an overall product score of 8.9/10. Simple, high-earning flat-rate card delivering unlimited 2% cash rewards on purchases alongside a 12-month 0% intro APR and up to $600 cell phone protection.

Key highlights include 0% Intro APR for 12 Months, then 20.24%, 25.24%, or 29.99%, a fee structure of $0 Annual Fee, and $200 Cash Rewards Bonus after $500 spend. Accounts are backed by Up to $600 Cell Phone Protection ($25 deductible) and supported by Wells Fargo's 4.8 / 5.0-rated digital banking experience.

Features

Annual Fee $0 Annual Fee
Regular APR / Rate 0% Intro APR for 12 Months, then 20.24%, 25.24%, or 29.99%
Intro Offer / Welcome Bonus $200 Cash Rewards Bonus after $500 spend
Savings APY / AER Unlimited 2% Cash Rewards on all eligible purchases
Minimum Deposit $0 Minimum
Foreign Transaction Fee 3% of transaction
Deposit Insurance Up to $600 Cell Phone Protection ($25 deductible)
Mobile App Rating 4.8 / 5.0
Overall Rating 8.9 / 10

About Product

  • Annual / Monthly Fee: $0 Annual Fee
  • APR / APY Rate: 0% Intro APR for 12 Months, then 20.24%, 25.24%, or 29.99%
  • Intro Offer / Bonus: $200 Cash Rewards Bonus after $500 spend
  • Key Benefits: Unlimited 2% Cash Rewards on all eligible purchases
  • Minimum Requirement: $0 Minimum
  • Foreign Transaction Fee: 3% of transaction
  • Protection: Up to $600 Cell Phone Protection ($25 deductible)

Pros

  • Rate / APR / APY: 0% Intro APR for 12 Months, then 20.24%, 25.24%, or 29.99%
  • Fee Structure: $0 Annual Fee
  • Welcome Offer / Benefit: $200 Cash Rewards Bonus after $500 spend
  • Rewards & Highlights: Unlimited 2% Cash Rewards on all eligible purchases

Cons

  • Minimum Requirement: $0 Minimum
  • Subject to Wells Fargo eligibility and account terms

Ready to check your rate for Wells Fargo Active Cash Card?

Visit the official Wells Fargo website to view current terms, eligibility, and apply online.

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