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Ramp Business Treasury & Bill Pay

About Ramp Business Banking

The Ramp Business Treasury & Bill Pay from Ramp is one of the top-rated Business Banking options evaluated on MoneyCompared, earning an overall product score of 9.5/10. Ramp is America's fastest-growing corporate card, expense management, bill pay, and business treasury platform, helping 25,000+ businesses save an average of 5% across corporate spending with unlimited 1.5% cashback, AI receipt matching, and $0 annual fees.
Key highlights include Up to 4.85% Treasury Yield, a fee structure of $0 Platform Fee, and Free domestic & international vendor bill pay across 185+ countries.

Features

Annual Fee	$0 Platform Fee
Regular APR / Rate	Up to 4.85% Treasury Yield
Intro Offer / Welcome Bonus	Free domestic & international vendor bill pay across 185+ countries
Savings APY / AER	Real-time ERP sync with NetSuite, QuickBooks, Xero & Sage
Minimum Deposit	$25,000 Minimum Business Cash
Foreign Transaction Fee	$0 (None)
Deposit Insurance	FDIC / NCUA Insured ($250k+)
Mobile App Rating	4.8 / 5.0
Overall Rating	9.5 / 10

About Product

Annual / Monthly Fee: $0 Platform Fee
APR / APY Rate: Up to 4.85% Treasury Yield
Intro Offer / Bonus: Free domestic & international vendor bill pay across 185+ countries
Key Benefits: Real-time ERP sync with NetSuite, QuickBooks, Xero & Sage
Minimum Requirement: $25,000 Minimum Business Cash
Institution: Ramp (New York, NY, USA)

Pros

Rate / APY / APR: Up to 4.85% Treasury Yield
Fee Structure: $0 Platform Fee
Welcome Offer / Highlight: Free domestic & international vendor bill pay across 185+ countries
Key Perks: Real-time ERP sync with NetSuite, QuickBooks, Xero & Sage

Cons