Home Banks Bread Financial CD Rates & Fixed Deposits Bread Savings 1-Year High-Yield CD

Bread Savings 1-Year High-Yield CD

Check Rates & Apply at Bread Financial ↗

About Bread Financial CD Rates & Fixed Deposits

The Bread Savings 1-Year High-Yield CD from Bread Financial is one of the top-rated CD Rates & Fixed Deposits options evaluated on MoneyCompared, earning an overall product score of 8.9/10. Bread Financial (NYSE: BFH, operating Comenity Capital Bank) offers the high-earning Bread Savings High-Yield Savings Account (4.90% APY), high-rate CDs with higher renewal rates, and the unlimited 2% Bread Cashback American Express Credit Card.
Key highlights include 4.75% APY, a fee structure of $0 Monthly Fee, and Loyalty APY boost upon CD renewal.

Features

Annual Fee $0 Monthly Fee
Regular APR / Rate 4.75% APY
Intro Offer / Welcome Bonus Loyalty APY boost upon CD renewal
Savings APY / AER Fixed rate backed by Comenity Capital Bank
Minimum Deposit $1,500 Minimum Deposit
Foreign Transaction Fee $0 (None)
Deposit Insurance FDIC / NCUA Insured ($250k+)
Mobile App Rating 4.8 / 5.0
Overall Rating 8.9 / 10

About Product

  • Annual / Monthly Fee: $0 Monthly Fee
  • APR / APY Rate: 4.75% APY
  • Intro Offer / Bonus: Loyalty APY boost upon CD renewal
  • Key Benefits: Fixed rate backed by Comenity Capital Bank
  • Minimum Requirement: $1,500 Minimum Deposit
  • Institution: Bread Financial (Columbus, OH, USA)

Pros

  • Rate / APY / APR: 4.75% APY
  • Fee Structure: $0 Monthly Fee
  • Welcome Offer / Highlight: Loyalty APY boost upon CD renewal
  • Key Perks: Fixed rate backed by Comenity Capital Bank

Cons

  • Minimum Requirement: $1,500 Minimum Deposit
  • Subject to Bread Financial credit or account eligibility terms

Ready to check your rate for Bread Savings 1-Year High-Yield CD?

Visit the official Bread Financial website to view current terms, eligibility, and apply online.

Visit Official Bread Financial Site ↗

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