Home Banks Marcus by Goldman Sachs CD Rates & Fixed Deposits Marcus by Goldman Sachs 12-Month High-Yield CD

Marcus by Goldman Sachs 12-Month High-Yield CD

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About Marcus by Goldman Sachs CD Rates & Fixed Deposits

The Marcus by Goldman Sachs 12-Month High-Yield CD from Marcus by Goldman Sachs is one of the top-rated CD Rates & Fixed Deposits options evaluated on MoneyCompared, earning an overall product score of 9.8/10. Fixed-rate 12-month Certificate of Deposit with a 10-Day CD Rate Guarantee that automatically gives you the highest published Marcus rate within 10 days of opening.

Key highlights include 4.30% APY (12-Month Fixed Term), a fee structure of $0 Account Fees, and 10-Day CD Rate Guarantee Upon Funding. Accounts are backed by FDIC Insured up to $250,000 and supported by Marcus by Goldman Sachs's 4.9 / 5.0-rated digital banking experience.

Features

Annual Fee	$0 Account Fees
Regular APR / Rate	4.30% APY (12-Month Fixed Term)
Intro Offer / Welcome Bonus	10-Day CD Rate Guarantee Upon Funding
Savings APY / AER	4.30% APY Fixed for 12 Months (Terms from 6 Months to 6 Years)
Minimum Deposit	$500 Minimum Deposit
Foreign Transaction Fee	90 Days Interest Early Withdrawal Penalty
Deposit Insurance	FDIC Insured up to $250,000
Mobile App Rating	4.9 / 5.0
Overall Rating	9.8 / 10

About Product

Annual / Monthly Fee: $0 Account Fees
APR / APY Rate: 4.30% APY (12-Month Fixed Term)
Intro Offer / Bonus: 10-Day CD Rate Guarantee Upon Funding
Key Benefits: 4.30% APY Fixed for 12 Months (Terms from 6 Months to 6 Years)
Minimum Requirement: $500 Minimum Deposit
Foreign Transaction Fee: 90 Days Interest Early Withdrawal Penalty
Protection: FDIC Insured up to $250,000

Pros

Rate / APR / APY: 4.30% APY (12-Month Fixed Term)
Fee Structure: $0 Account Fees
Welcome Offer / Benefit: 10-Day CD Rate Guarantee Upon Funding
Rewards & Highlights: 4.30% APY Fixed for 12 Months (Terms from 6 Months to 6 Years)

Cons