Marcus by Goldman Sachs 13-Month No-Penalty CD

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About Marcus by Goldman Sachs CD Rates & Fixed Deposits

The Marcus by Goldman Sachs 13-Month No-Penalty CD from Marcus by Goldman Sachs is one of the top-rated CD Rates & Fixed Deposits options evaluated on MoneyCompared, earning an overall product score of 9.8/10. Flexible No-Penalty CD allowing you to lock in a high fixed APY while retaining the ability to withdraw your full balance plus interest penalty-free starting 7 days after funding.

Key highlights include 4.10% APY (13-Month No-Penalty), a fee structure of $0 Early Withdrawal Penalty after 7 Days, and Full Liquidity + Guaranteed Fixed Rate Protection. Accounts are backed by FDIC Insured up to $250,000 and supported by Marcus by Goldman Sachs's 4.9 / 5.0-rated digital banking experience.

Features

Annual Fee $0 Early Withdrawal Penalty after 7 Days
Regular APR / Rate 4.10% APY (13-Month No-Penalty)
Intro Offer / Welcome Bonus Full Liquidity + Guaranteed Fixed Rate Protection
Savings APY / AER 4.10% APY with $0 Early Withdrawal Penalty after Day 7
Minimum Deposit $500 Minimum Deposit
Foreign Transaction Fee $0 Early Withdrawal Fee
Deposit Insurance FDIC Insured up to $250,000
Mobile App Rating 4.9 / 5.0
Overall Rating 9.8 / 10

About Product

  • Annual / Monthly Fee: $0 Early Withdrawal Penalty after 7 Days
  • APR / APY Rate: 4.10% APY (13-Month No-Penalty)
  • Intro Offer / Bonus: Full Liquidity + Guaranteed Fixed Rate Protection
  • Key Benefits: 4.10% APY with $0 Early Withdrawal Penalty after Day 7
  • Minimum Requirement: $500 Minimum Deposit
  • Foreign Transaction Fee: $0 Early Withdrawal Fee
  • Protection: FDIC Insured up to $250,000

Pros

  • Rate / APR / APY: 4.10% APY (13-Month No-Penalty)
  • Fee Structure: $0 Early Withdrawal Penalty after 7 Days
  • Welcome Offer / Benefit: Full Liquidity + Guaranteed Fixed Rate Protection
  • Rewards & Highlights: 4.10% APY with $0 Early Withdrawal Penalty after Day 7

Cons

  • Minimum Requirement: $500 Minimum Deposit
  • Subject to Marcus by Goldman Sachs eligibility and account terms

Ready to check your rate for Marcus by Goldman Sachs 13-Month No-Penalty CD?

Visit the official Marcus by Goldman Sachs website to view current terms, eligibility, and apply online.

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