Navy Federal Special EasyStart 12-Month Certificate

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About Navy Federal Credit Union CD Rates & Fixed Deposits

The Navy Federal Special EasyStart 12-Month Certificate from Navy Federal Credit Union is one of the top-rated CD Rates & Fixed Deposits options evaluated on MoneyCompared, earning an overall product score of 9.3/10. Top-yielding credit union share certificate paying 4.80% APY on up to $3,000 with only a $50 minimum deposit and ongoing add-on deposit flexibility.

Key highlights include 4.80% APY (12-Month Special Certificate), a fee structure of $0 Account Fee, and Add Additional Funds to Your Certificate at Any Time. Accounts are backed by NCUA Insured up to $250,000 and supported by Navy Federal Credit Union's 4.9 / 5.0-rated digital banking experience.

Features

Annual Fee $0 Account Fee
Regular APR / Rate 4.80% APY (12-Month Special Certificate)
Intro Offer / Welcome Bonus Add Additional Funds to Your Certificate at Any Time
Savings APY / AER 4.80% APY Compounded Daily & Credited Monthly (up to $3,000)
Minimum Deposit $50 Minimum Deposit
Foreign Transaction Fee 90 Days Dividends Early Withdrawal Penalty
Deposit Insurance NCUA Insured up to $250,000
Mobile App Rating 4.9 / 5.0
Overall Rating 9.3 / 10

About Product

  • Annual / Monthly Fee: $0 Account Fee
  • APR / APY Rate: 4.80% APY (12-Month Special Certificate)
  • Intro Offer / Bonus: Add Additional Funds to Your Certificate at Any Time
  • Key Benefits: 4.80% APY Compounded Daily & Credited Monthly (up to $3,000)
  • Minimum Requirement: $50 Minimum Deposit
  • Foreign Transaction Fee: 90 Days Dividends Early Withdrawal Penalty
  • Protection: NCUA Insured up to $250,000

Pros

  • Rate / APR / APY: 4.80% APY (12-Month Special Certificate)
  • Fee Structure: $0 Account Fee
  • Welcome Offer / Benefit: Add Additional Funds to Your Certificate at Any Time
  • Rewards & Highlights: 4.80% APY Compounded Daily & Credited Monthly (up to $3,000)

Cons

  • Minimum Requirement: $50 Minimum Deposit
  • Subject to Navy Federal Credit Union eligibility and account terms

Ready to check your rate for Navy Federal Special EasyStart 12-Month Certificate?

Visit the official Navy Federal Credit Union website to view current terms, eligibility, and apply online.

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