Capital One 360 12-Month CD

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About Capital One CD Rates & Fixed Deposits

The Capital One 360 12-Month CD from Capital One is one of the top-rated CD Rates & Fixed Deposits options evaluated on MoneyCompared, earning an overall product score of 8.8/10. High-yield 1-year Certificate of Deposit with $0 minimum deposit requirement and flexible monthly, annual, or end-of-term interest payout options.

Key highlights include 4.10% APY (12-Month Fixed Term), a fee structure of $0 Monthly Fee, and $0 Minimum Deposit Required to Open Any CD Term. Accounts are backed by FDIC Insured up to $250,000 and supported by Capital One's 4.9 / 5.0-rated digital banking experience.

Features

Annual Fee $0 Monthly Fee
Regular APR / Rate 4.10% APY (12-Month Fixed Term)
Intro Offer / Welcome Bonus $0 Minimum Deposit Required to Open Any CD Term
Savings APY / AER 4.10% APY Fixed (Terms from 6 to 60 Months)
Minimum Deposit $0 Minimum Deposit
Foreign Transaction Fee 3 Months Interest Early Withdrawal Penalty
Deposit Insurance FDIC Insured up to $250,000
Mobile App Rating 4.9 / 5.0
Overall Rating 8.8 / 10

About Product

  • Annual / Monthly Fee: $0 Monthly Fee
  • APR / APY Rate: 4.10% APY (12-Month Fixed Term)
  • Intro Offer / Bonus: $0 Minimum Deposit Required to Open Any CD Term
  • Key Benefits: 4.10% APY Fixed (Terms from 6 to 60 Months)
  • Minimum Requirement: $0 Minimum Deposit
  • Foreign Transaction Fee: 3 Months Interest Early Withdrawal Penalty
  • Protection: FDIC Insured up to $250,000

Pros

  • Rate / APR / APY: 4.10% APY (12-Month Fixed Term)
  • Fee Structure: $0 Monthly Fee
  • Welcome Offer / Benefit: $0 Minimum Deposit Required to Open Any CD Term
  • Rewards & Highlights: 4.10% APY Fixed (Terms from 6 to 60 Months)

Cons

  • Minimum Requirement: $0 Minimum Deposit
  • Subject to Capital One eligibility and account terms

Ready to check your rate for Capital One 360 12-Month CD?

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