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Fidelity Fractional & Brokered CDs

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About Fidelity Cash Management CD Rates & Fixed Deposits

The Fidelity Fractional & Brokered CDs from Fidelity Cash Management is one of the top-rated CD Rates & Fixed Deposits options evaluated on MoneyCompared, earning an overall product score of 9.2/10. Fidelity Investments offers the powerhouse Fidelity Cash Management Account - combining unlimited worldwide ATM fee reimbursements, free check writing, up to $5M FDIC sweep (or ~4.70% SPAXX Treasury Money Market core position), Brokered CDs, and the Fidelity Rewards Visa Signature Card (unlimited 2% cashback).
Key highlights include 4.60% - 4.95% APY, a fee structure of $0 Online Commission, and Compare CDs from 50+ FDIC-insured banks in one account.

Features

Annual Fee	$0 Online Commission
Regular APR / Rate	4.60% - 4.95% APY
Intro Offer / Welcome Bonus	Compare CDs from 50+ FDIC-insured banks in one account
Savings APY / AER	Fractional CDs starting at $100 ($1,000 standard)
Minimum Deposit	$100 Minimum Deposit
Foreign Transaction Fee	$0 (None)
Deposit Insurance	FDIC / NCUA Insured ($250k+)
Mobile App Rating	4.8 / 5.0
Overall Rating	9.2 / 10

About Product

Annual / Monthly Fee: $0 Online Commission
APR / APY Rate: 4.60% - 4.95% APY
Intro Offer / Bonus: Compare CDs from 50+ FDIC-insured banks in one account
Key Benefits: Fractional CDs starting at $100 ($1,000 standard)
Minimum Requirement: $100 Minimum Deposit
Institution: Fidelity Cash Management (Boston, MA, USA)

Pros

Rate / APY / APR: 4.60% - 4.95% APY
Fee Structure: $0 Online Commission
Welcome Offer / Highlight: Compare CDs from 50+ FDIC-insured banks in one account
Key Perks: Fractional CDs starting at $100 ($1,000 standard)

Cons