Home Banks Live Oak Bank CD Rates & Fixed Deposits Live Oak Bank 12-Month Personal CD

Live Oak Bank 12-Month Personal CD

Check Rates & Apply at Live Oak Bank ↗

About Live Oak Bank CD Rates & Fixed Deposits

The Live Oak Bank 12-Month Personal CD from Live Oak Bank is one of the top-rated CD Rates & Fixed Deposits options evaluated on MoneyCompared, earning an overall product score of 8.9/10. Live Oak Bank is the #1 SBA 7(a) lender in the United States and a top-rated online bank for both consumers and small businesses, offering Personal High-Yield Savings, Business Savings (4.00% APY), Business Checking, and Fixed-Rate CDs.
Key highlights include 4.75% APY, a fee structure of $0 Monthly Fee, and Competitive fixed yield for 12 months.

Features

Annual Fee $0 Monthly Fee
Regular APR / Rate 4.75% APY
Intro Offer / Welcome Bonus Competitive fixed yield for 12 months
Savings APY / AER Monthly interest disbursements available penalty-free
Minimum Deposit $2,500 Minimum Deposit
Foreign Transaction Fee $0 (None)
Deposit Insurance FDIC / NCUA Insured ($250k+)
Mobile App Rating 4.8 / 5.0
Overall Rating 8.9 / 10

About Product

  • Annual / Monthly Fee: $0 Monthly Fee
  • APR / APY Rate: 4.75% APY
  • Intro Offer / Bonus: Competitive fixed yield for 12 months
  • Key Benefits: Monthly interest disbursements available penalty-free
  • Minimum Requirement: $2,500 Minimum Deposit
  • Institution: Live Oak Bank (Wilmington, NC, USA)

Pros

  • Rate / APY / APR: 4.75% APY
  • Fee Structure: $0 Monthly Fee
  • Welcome Offer / Highlight: Competitive fixed yield for 12 months
  • Key Perks: Monthly interest disbursements available penalty-free

Cons

  • Minimum Requirement: $2,500 Minimum Deposit
  • Subject to Live Oak Bank credit or account eligibility terms

Ready to check your rate for Live Oak Bank 12-Month Personal CD?

Visit the official Live Oak Bank website to view current terms, eligibility, and apply online.

Visit Official Live Oak Bank Site ↗

Similar Banks

_bank

Webster Bank (BrioDirect)
_bank

Bask Bank
_bank

EverBank
_bank

Bread Financial
_bank

Raisin
_bank

Openbank by Santander
_bank

Barclays US Online Banking
View More

Similar Products

_bank

Marcus by Goldman Sachs 12-Month High-Yield CD
_bank

Marcus by Goldman Sachs 13-Month No-Penalty CD
_bank

Ally Bank 11-Month No-Penalty CD
_bank

Ally Bank Raise Your Rate 2-Year CD
_bank

Capital One 360 12-Month CD
_bank

Synchrony Bank 14-Month Special CD
_bank

Discover 12-Month Certificate of Deposit
_bank

Navy Federal Special EasyStart 12-Month Certificate
_bank

Bask Bank 12-Month High-Yield CD
_bank

EverBank 1-Year Yield Pledge CD