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Raisin High-Yield & No-Penalty CDs

About Raisin CD Rates & Fixed Deposits

The Raisin High-Yield & No-Penalty CDs from Raisin is one of the top-rated CD Rates & Fixed Deposits options evaluated on MoneyCompared, earning an overall product score of 9.3/10. Raisin (formerly SaveBetter) is the premier U.S. savings marketplace connecting depositors to 65+ FDIC- and NCUA-insured partner banks and credit unions through a single login to capture the highest High-Yield Savings, Money Market, and No-Penalty CD rates in America.
Key highlights include Up to 5.05% APY, a fee structure of $0 Fee, and No-Penalty CD options allow full withdrawal after 7 days.

Features

Annual Fee	$0 Fee
Regular APR / Rate	Up to 5.05% APY
Intro Offer / Welcome Bonus	No-Penalty CD options allow full withdrawal after 7 days
Savings APY / AER	Multi-bank FDIC coverage scaling into the millions
Minimum Deposit	$1 Minimum Deposit
Foreign Transaction Fee	$0 (None)
Deposit Insurance	FDIC / NCUA Insured ($250k+)
Mobile App Rating	4.8 / 5.0
Overall Rating	9.3 / 10

About Product

Annual / Monthly Fee: $0 Fee
APR / APY Rate: Up to 5.05% APY
Intro Offer / Bonus: No-Penalty CD options allow full withdrawal after 7 days
Key Benefits: Multi-bank FDIC coverage scaling into the millions
Minimum Requirement: $1 Minimum Deposit
Institution: Raisin (New York, NY, USA)

Pros

Rate / APY / APR: Up to 5.05% APY
Fee Structure: $0 Fee
Welcome Offer / Highlight: No-Penalty CD options allow full withdrawal after 7 days
Key Perks: Multi-bank FDIC coverage scaling into the millions

Cons